A match you can understand.
The best fit among the products we can verify—not a promise to know every offer in Mauritius.
1. Start with your needs
Your quiz answers set the comparison scenario. We check published eligibility, your fee or payment limits, and whether we have enough information to calculate a useful estimate. Unknown eligibility is labeled for confirmation.
2. Compare like with like
For cards, we estimate ongoing and first-year value using rewards, caps, fees, foreign-currency markup, and your repayment scenario. Your selected priority changes the relative weighting of cost, benefits, and fees. Points without a verified cash value aren’t assigned an invented value.
For standard loans, we compare known total costs for the same amount and term. Mandatory charges are included where their calculation is supported. Variable rates are current-rate scenarios, not fixed lifetime promises; a two-percentage-point increase illustrates the risk.
3. Show the limits, too
“From” rates, unknown mandatory charges, and unsupported repayment structures need a bank quote. We keep them out of numerical rankings. Calculated effective annual cost is an estimate, separate from any APR published by the bank.
Where the information comes from
We collect official bank product pages, tariffs and rate sheets twice a year, in January and July. Reviewed sources remain valid for six calendar months from verification. Known source changes, explicit offer expiry dates and unresolved reviews can make estimates unavailable sooner. Manual refresh is available between scheduled reviews. Source dates and evidence are available on each product.
Clair is independent and is not the Bank of Mauritius or a bank. Commercial commissions do not determine the ranking. Final terms and approval rest with the issuing bank.