MAURITIUS
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Back to ClairBCP Bank (Mauritius) Ltd

BCP Floating-rate Home Loan (MUR)

Published version 1 · Checked 4 Oct 2026

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Published product terms

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Loan type
Home
Minimum amount
Not published
Maximum amount
Not published
Minimum term (months)
Not published
Maximum term (months)
360
Minimum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

Not published
Maximum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

Not published
Rate type
Not published
Rate basis
Not published
Rate qualifier
Quote required
Reference rate
Not published
Reference rate value (p.a.)
Not published
Published margin (p.a.)
Not published
Reference rate as of
Not published
APR

A yearly cost measure that includes interest and specified charges. Check the bank’s definition; it is different from the nominal interest rate.

Not published
APR basis
Not published
Minimum monthly income
Not published

About this loan

BCP Floating-rate Home Loan (MUR)

  • Financing up to 100%
  • Competitive variable rates for financing in MUR

Eligibility and conditions

  • MUR financing only. EUR has separate fixed-rate terms. Optional construction moratorium requires a quote for interest treatment and term inclusion.

Costs not yet priced

  • Confirm processing fees, insurance, taxes, legal/registration charges and any other costs with the bank.
Sources & verification (6 facts)
Estimate config

Checked 4 Oct 2026

Floating-rate Home Loan A flexible home loan solution Apply now! Are you looking for a loan to finance your real estate projects – acquisition of land, a house, an apartment or even refinancing? At BCP Bank (Mauritius), we offer a Home loan, tailored to your projects, with key benefits! Advantages of our Home Loan: - Competitive rates, depending on the amount and duration of your loan - Flexible terms up to 30 years* (including a moratorium period) - Financing up to 100% of your real estate project - Flexible repayment through our MODULO Option – which offers you the possibility to increase your monthly payment in the event of an income increase - Experienced Relationship Managers to help you plan your life project. Main features Eligible clients Residents in Mauritius or non-residents of Mauritian nationality, wishing to invest in real estate Currencies Financing available in Mauritian Rupee (MUR) and in EURO Rates Competitive variable rates for financing in MUR and Fixed Rates for financing in EURO Duration Max 30 years (MUR) Max 15 years (EURO) Borrowable amount Will depend on client's repayment capacity & the type of project Repayment Loan repayment is done through monthly installments (principal + interest) A moratory period is available for construction projects. The client can conveniently set the dates for account debits Our Key Strengths Proximity Bespoke Solutions Industry Expertise & Innovation International Footprint Strong Performance Loan Savings

Document: BCP Bank (Mauritius) Ltd: home

Document section: Reviewed product terms

Website section: Loans / Cards

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Downloaded 4 Oct 2026, 19:56. Effective from: Not stated.

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