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Floating-rate Home Loan (MUR)

Build a repayment plan that fits your next move.

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How much would you like to borrow?

Enter your loan amount and how long you want to repay.

Published maximum term: 360 months.

Purchase price and deposit optional

Purchase price is optional if you only know the loan amount. When you enter a price, a blank deposit counts as 0. The price must equal the loan amount plus your deposit.

A little more detail, when you need it.

About this loan

Bank names, quoted passages and source-document text are shown in their original language. Translated explanations do not replace the bank’s terms.

BCP Floating-rate Home Loan (MUR)

  • Financing up to 100%
  • Competitive variable rates for financing in MUR

Eligibility and conditions

  • MUR financing only. EUR has separate fixed-rate terms. Optional construction moratorium requires a quote for interest treatment and term inclusion.
Rates, limits and costs to confirm

Published annual rate: Not established

This is a published scheme rate. Eligibility, additional charges and the applicable terms still need to be checked.

Advertised bank pricing: Not established

Costs not yet priced

  • Confirm processing fees, insurance, taxes, legal/registration charges and any other costs with the bank.
Sources & verification (6 facts)
Estimate config

Checked 4 Oct 2026

Floating-rate Home Loan A flexible home loan solution Apply now! Are you looking for a loan to finance your real estate projects – acquisition of land, a house, an apartment or even refinancing? At BCP Bank (Mauritius), we offer a Home loan, tailored to your projects, with key benefits! Advantages of our Home Loan: - Competitive rates, depending on the amount and duration of your loan - Flexible terms up to 30 years* (including a moratorium period) - Financing up to 100% of your real estate project - Flexible repayment through our MODULO Option – which offers you the possibility to increase your monthly payment in the event of an income increase - Experienced Relationship Managers to help you plan your life project. Main features Eligible clients Residents in Mauritius or non-residents of Mauritian nationality, wishing to invest in real estate Currencies Financing available in Mauritian Rupee (MUR) and in EURO Rates Competitive variable rates for financing in MUR and Fixed Rates for financing in EURO Duration Max 30 years (MUR) Max 15 years (EURO) Borrowable amount Will depend on client's repayment capacity & the type of project Repayment Loan repayment is done through monthly installments (principal + interest) A moratory period is available for construction projects. The client can conveniently set the dates for account debits Our Key Strengths Proximity Bespoke Solutions Industry Expertise & Innovation International Footprint Strong Performance Loan Savings

Document: BCP Bank (Mauritius) Ltd: home

Document section: Reviewed product terms

Website section: Loans / Cards

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Downloaded 4 Oct 2026, 19:56. Effective from: Not stated.

Product version 1 · 4 Oct 2026