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House Loan

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À propos de ce prêt

Les noms bancaires, citations et documents sources restent dans leur langue d’origine. Les explications traduites ne remplacent pas les conditions de la banque.

Bank of Baroda House Loan

  • 20 years (including moratorium period)
  • For repairs/renovation/refurbishment of existing house
  • Competitive rate of interest

Éligibilité et conditions

  • Normal purchase/construction term: 20 years; 25 years only in deserving cases. Renovation term: seven years. Published project ceilings and income multiples are conditional; higher limits may be sanctioned individually.
  • PLR 7.70% is from the schedule effective 15 June 2025. Rates are variable; confirm the current personal offer with the bank.
Taux, limites et coûts à confirmer

Taux annuel publié: Non établi

Il s’agit d’un taux publié pour ce dispositif. L’éligibilité, les frais supplémentaires et les conditions applicables restent à vérifier.

Tarification bancaire annoncée: Non établi

Bank of Baroda Prime Lending Rate (PLR): 7,7 % · 2025-06-15

Frais encore à confirmer

  • Confirm processing fees, insurance, taxes, legal/registration charges and any other costs with the bank.
Sources et vérification (8 faits)
Estimate config

Vérifié le 11 oct. 2026

Building your dream is now easier. Explore Bank of Baroda’s home loans. House Loan A Home Loan that makes owning a home more joyful Purpose Amount Eligibility Margin Repayment Rate of Interest Security Processing Fee Documents Required Sanctioning Authority Purchase of house/flat/residential unit Construction of house Extension, repair/renovation of existing house Purchase of land and construction of house thereon Repayment of existing housing loans availed from other banks/financial institutions/other sources, provided documentary evidence is produced Purchase of furniture & fixtures, other household goods such as television, fridge, air conditioner, washing machine, etc. Rs. 10 million for purchase/construction of flat/house Rs. 3 million for repairs/renovation/refurbishment of existing house Rs. 1 million for furniture & fixtures, other household goods such as television, fridge, air conditioner, etc. Or 60 times of gross monthly income in case of salaried person and 6 times of average annual income (last 3 years) in case of professionals/self-employed Loan shall be lower than the maximum ceiling and calculation based on income Loan over and above the captioned limit may also be sanctioned based on individual merits All gainfully employed individuals singly or jointly 15% on purchase of ready built house/flat or construction of new house 20% for other project cost which includes mortgage registration charges, insurance charges, furniture & fixtures and other household goods such as television, fridge, air conditioner, washing machine, etc. 20 years (including moratorium period) for purchase/construction of a new house/flat or takeover of loan from other banks/FI Repayment period may be increased to 25 years in deserving cases For repairs/renovation/refurbishment of existing house – repayment period would be 7 years (including moratorium period) Competitive rate of interest * Condition apply 1 st rank fixed charge on flat/house purchased/constructed out of bank finance Onetime fee of 1.00% of the loan Minimum – Rs. 1000 Maximum – Rs. 25,000 Copy of national ID card Copy of driving license for vehicle for which loan is applied Salary slips for last 3 months for salaried/MRA return for businessman Estimates for cost of construction (in case of loan is applied for construction) Time frame for taking credit decision/disposal of proposal from the date of submission of data/information is within 10 working days for all credit facilities up to Rs. 3,00,000. Apply Online Calculators Download Forms Need Assistance? General Call (230) 208 1504/05 (230) 208 3891/93 Email Us cesecretary.mu @bankofbaroda.com 24X7 Service for Card Blocking Mauritius: 8974 Outside Mauritius: (230)58958974 Address: P.B. No. 553 No.32, Sir William Newton Street, Port Louis Mauritius Request Callback Please fill in these details, so we can call you back and assist you. Related Products Baroda Personal Loan Know More Car Loans Know More Mortgage Loan Know More Road Transport Loan Know More

Document : Bank of Baroda: home

Section du document : Reviewed product terms

Rubrique du site : Loans / Cards

Fil d’Ariane de la banque : Products → home

Téléchargé le 11 oct. 2026, 14:45. En vigueur à partir du : Non indiqué.

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