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Personal Loan

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Published maximum: MUR 1,000,000.00

Published maximum term: 120 months.

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About this loan

Bank names, quoted passages and source-document text are shown in their original language. Translated explanations do not replace the bank’s terms.

Bank of Baroda Personal Loan

  • 3% over PLR
  • Maximum 36 to 84 months for all other customers

Eligibility and conditions

  • Rs 1 million and 120 months apply only to qualifying government/parastatal employees with the stated guarantee and amount conditions. Other customers: up to Rs 500,000 and 36–84 months. Income multiples also apply.
  • PLR 7.70% is from the schedule effective 15 June 2025. Rates are variable; confirm the current personal offer with the bank.
Rates, limits and costs to confirm

Published annual rate: 10.7%

This is a published scheme rate. Eligibility, additional charges and the applicable terms still need to be checked.

Advertised bank pricing: 3% over PLR (10.70% p.a. at the PLR dated 15 June 2025); variable.

Bank of Baroda Prime Lending Rate (PLR): 7.7% · 2025-06-15

Costs not yet priced

  • Confirm processing fees, insurance, taxes, legal/registration charges and any other costs with the bank.
Sources & verification (24 facts)
Estimate config

Checked 11 Oct 2026

Your trusted partner for dreams coming true. Easy and flexible loan repayment options. Baroda Personal Loan Eligibility Purpose Amount Margin Repayment Rate of Interest Security Processing Fees Documents Required Employees of government and parastatal bodies having completed minimum 2 years of service Professional, self-employed, insurance agents Personal, travelling abroad, medical expenses, wedding expenses, educational expenses, purchase of commodities For govt. employees and employees of parastatal bodies: Maximum limit up to 24 months of salary (max limit Rs 5,00,000 without guarantor and max limit Rs 10,00,000 with guarantor) For other customers limit up to 24 months of salary max limit Rs 5,00,000 Nil Maximum 84 months for loan less than Rs 5,00,000 for govt. employees and employees of parastatal bodies Maximum 120 months for loans above Rs 5,00,000 for govt. employees and employees of parastatal bodies Maximum 36 to 84 months for all other customers* Condition apply 3% over PLR Salary pledge For non-salaried income to be routed through our bank Guarantee of min one person of adequate means 1% - minimum Rs 500, maximum Rs 5,000 National ID card individuals Marriage certificate wherever applicable Latest utility bill Latest 3 months' salary slip Copy of income tax return Business license Non-customers to provide statement of account for last 2 years For further details of the scheme and terms & conditions, please contact nearest branch. Apply Online Calculators Download Forms Need Assistance? General Call (230) 208 1504/05 (230) 208 3891/93 Email Us cesecretary.mu @bankofbaroda.com 24X7 Service for Card Blocking Mauritius: 8974 Outside Mauritius: (230)58958974 Address: P.B. No. 553 No.32, Sir William Newton Street, Port Louis Mauritius Request Callback Please fill in these details, so we can call you back and assist you. Related Products Car Loans Know More House Loan Know More Mortgage Loan Know More Road Transport Loan Know More

Document: Bank of Baroda: personal

Document section: Reviewed product terms

Website section: Loans / Cards

Bank breadcrumbs: Products → personal

Downloaded 11 Oct 2026, 14:45. Effective from: Not stated.

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Product version 2 · 11 Oct 2026

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