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Zero Interest Medical Loan Scheme

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Minimum publié : 50 000,00 MURMaximum publié : 1 000 000,00 MUR

Durée maximale publiée : 84 mois.

Plus de détails, quand vous en avez besoin.

À propos de ce prêt

Les noms bancaires, citations et documents sources restent dans leur langue d’origine. Les explications traduites ne remplacent pas les conditions de la banque.

The Zero Interest Medical Loan Scheme allows citizens who wish to undergo treatment in private hospitals/clinics in Mauritius to take a loan free from interest.

  • minimum loan amount is MUR 50,000 and the maximum is up to MUR 1 million per illness
  • 84 months inclusive of the moratorium period of 12 months on capital
  • No interest is charged under this loan scheme.

Éligibilité et conditions

  • This scheme applies to households (husband and wife jointly or single parent), whose total gross income does not exceed Rs 200,000/- per month, and who choose to undergo treatment in a licensed private hospital. Any Mauritian Citizen residing in Mauritius for at least six months prior to the treatment. The scheme is open to MauBank and Non-MauBank customers. The beneficiary or borrower can apply for the loan to undergo treatment at a licensed private hospital registered with the Ministry of Health and Wellness in MRU. The Beneficiary is the person receiving the treatment. The Borrower is any family member of the beneficiary or any other person who agrees to take the zero-interest loan on behalf of the beneficiary. The Beneficiary is eligible for the special zero-interest loan, for more than one (1) treatment, subject to his/her repayment capacity. Terms & Conditions Apply
  • (As at December 2022). Reconfirm current scheme eligibility and participating hospitals.
  • 6.2 Penalty Interest on Default In the event of: a. default by the Borrower to repay on the respective due date, the instalment of the capital or interests; and /or b. the said facility becomes due and demandable. The Borrower shall have to pay additional interest at the penal rate not exceeding two (2) % per annum on the unpaid capital. 6.3 Events of Default In event the Borrower exceeds ninety (90) days of default, the Borrower shall be indebted to the Bank in terms of capital, interest and any other applicable charges that may be applied at the sole discretion of the Bank. The Bank shall also exercise its right as per the facility agreement.
  • 2.0 The Application of the Scheme This Scheme will be applicable to households, whose gross income does not exceed Rs 200,000/- per month, and who chooses to undergo treatment in a licensed private hospital in Mauritius. This Scheme will be applied to the Beneficiary or to the Borrower. This Scheme shall apply to Mauritian Citizens residing in the Republic of Mauritius for at least six months prior to the treatment, unless he has been away for treatment, vacation, business or education. The onus to provide factual information on the reasons for overseas travel within the 6 months period prior to the treatment, rests with the Beneficiary/Borrower. Operations of the scheme A Beneficiary shall obtain a medical certificate from a Medical Practitioner certifying that the Beneficiary requires to undergo a treatment. The Beneficiary shall obtain a quotation from a Licensed private hospital. The Licensed private hospital shall ensure that the proposed treatment is eligible to be financed under this Scheme and shall specify same in the said quotation. The Beneficiary or the Borrower shall submit the quotation to the Bank for loan under this Scheme. The Bank shall disburse the loan amount to the Licensed private hospital/s directly upon submission of the final certified bills by the Beneficiary or the Borrower and subject to all disbursement conditions being met. The Beneficiary or the Borrower shall start paying the loan/s after the treatment as agreed with their Lending Institution.
  • 7.0 Type of treatment The loan under this Scheme shall be used solely to finance treatments/ operations in Licensed private hospital except for items listed under Schedule 1, which may be amended from time to time. 8.0 Cost of accompanying person The Scheme shall not cover cost of any accompanying persons except for patients under the age of 12 years. The onus to provide documentary evidence relies with the Guardian/Parent/Accompanying person.
  • Review linked document and any additional conditions: https://maubank.mu/terms-policies/terms-and-conditions-zero-interest-medical-loan-scheme/
Taux, limites et coûts à confirmer

Taux annuel publié: 0 %

Il s’agit d’un taux publié pour ce dispositif. L’éligibilité, les frais supplémentaires et les conditions applicables restent à vérifier.

Tarification bancaire annoncée: No interest is charged under this loan scheme.

Product page: 84 months inclusive of the moratorium period of 12 months on capital; linked terms: A moratorium period of up to one (1) year may be applied on the capital repayment only. The full published pause is the illustration default, not a mandatory contractual pause.

Linked source could not be retrieved: Application for Zero Interest Medical Loan Secured (https://www.maubank.mu/media/w5kbixic/application-for-zero-interest-medical-loan_secured.pdf): Too many redirects. Manual review required.

Linked source could not be retrieved: Application for Zero Interest Medical Loan Unsecured (https://www.maubank.mu/media/ekcdjhkj/application-for-zero-interest-medical-loan_unsecured.pdf): Too many redirects. Manual review required.

Frais encore à confirmer

  • General retail tariff (applicability, timing and tax require confirmation): Processing & Handling fees on loans/overdraft | 1% of Facility amount subject to a minimum of 1,000/-. No generic processing charge has been applied automatically to this product.
  • Insurance, valuation, registration, legal and other applicable charges are unpriced pending individual scope and tax review.
  • 4.0 Fees and Commission All fees external to the Bank such as insurance, valuation of property, registration fees, MCIB fees, or such other applicable fees which shall be borne by the Borrower/Beneficiary prior to disbursement of the loan.
Sources et vérification (16 faits)
Estimate config

Vérifié le 30 sept. 2026

Retail (MUR) Corporate (MUR) SME (MUR) Loan and Advances Processing & Handling fees on loans/overdraft 1% of Facility amount subject to a minimum of 1,000/- 1% of Facility amount subject to a minimum of 2,500/ or as per loan/overdraft agreement 1% of Facility amount subject to a minimum of 1,000/- (Government guaranteed SME schemes - Free) Renewal of Facilities 1% with a minimum of 1,000 and Maximum of 1,000.- and Maximum of MUR 5,000.- or as per loan agreement 1% of facility subject to a minimum of MUR 5,000.- or as per overdraft agreement’ 1% with a minimum of MUR 1,000 and Maximum of MUR 10,000.- or as per loan agreement Processing & Handling fees for facilities secured against Fixed Deposits Partly Secured 1% of loan amount (Minimum 1,000/-) 1% of the facility amount subject to a Min of MUR 1,000/ or as per loan agreement 1% of facility amount subject to a minimum of MUR 1,000/.- or as per loan agreement Fully Secured 1% of loan amount (Minimum 1,000/-) 1% of the facility amount subject to a Min of MUR 500/ or as per loan agreement 1% of facility amount subject to a minimum of MUR 1,000/.- or as per loan agreement Management fees on loans and Overdrafts 500 / - July 1000 / - July 1000 / - July Discounting fee per bill 500 / - per bill 500 / - per bill 500 / - per bill Ad-hoc Temporary Overdraft Fee Flat Fee of 300 /- Flat Fee of 300 /- Flat Fee of 300 /- Temporary Overdraft Facility 1% p.a. (Pro-rata Min 2,000/-) 1% p.a. (Pro-rata Min 2,000/-) 1% p.a. (Pro-rata Min 2,000/-) Temporary Increase in OD Limit 1% p.a. (Pro-rata Min 1,000/-) 1% p.a. (Pro-rata Min 1,000/-) 1% p.a. (Pro-rata Min 1,000/-) Commitment Fee on Loans 1% of any undrawn balance 1% of any undrawn balance 1% of any undrawn balance Processing fee on Loan approved but not availed 1,000/- 1,000/- 1,000/- Penalty for Early repayment of Loans Flat 1.0% on amount paid in advance on non-BPA Loans availed prior 1st Jan 2014 Flat 1.0% on amount paid in advance on non-BPA loans Flat 1.0% on amount paid in advance on non-BPA loans N.B : No early repayment fee will be applicable on credit facility in Mauritius currency availed by Individuals on or after 1 January 2014 Site Visit Reports 500/- per Site Visit 2000/- per Site Visit 1000/- per Site Visit Security Charges Change of Security 500 / -+ Govt fees 500 / -+ Govt fees 500 / -+ Govt fees Cession De Priorite 1,000/- 1,000/- 1,000/- Partial Erasure 500/- + Govt duty 500/- + Govt duty 500/- + Govt duty Pari passu request 1000/- 1000/- 1000/- Other consent letters/ Revalidation 500/- 500/- 500/- Erasure of Charge fee/ Removal of Lien-NTA 200/-+ Govt fees 200/-+ Govt fees 200/-+ Govt fees Renewal Of Charge 200/-+ Govt fees 200/-+ Govt fees 200/-+ Govt fees Vetting of Corporate Document NIl NIl NIl Vetting of Charge Document NIl NIl NIl "Quittance Deed and Main Levee" 500/- 500/- 500/- Search Cost Vetting of Title Deeds 500/- 500/- 500/- At Conservator of Mortgage’s office 500/- per search report 500/- per search report 500/- per search report At Registrar of Companies 500/- per search report 500/- per search report 500/- per search report Valuation Fees Valuer’s fees plus MUR 200/-Minimum 4200/- Valuer’s fees plus 2000/-Minimum 5000/- Valuer’s fees plus MUR 200/- Minimum 4200/- Valuation Fee- Facility amount less than valuation amount and Facility falls under BPA N/A N/A N/A Valuation fee - vehicles Valuer’s fee plus 200/- minimum 1500/- Valuer’s fee plus 200/- minimum 1500/- Valuer’s fee plus 200/- minimum 1500/- MCIB charges N/A 100/- per report 100/- per report(Government guaranteed SME schemes - Free) Maintenance Fees (Charged every 6 months - end of May and November ) Ledger Fee 001-050 140/- 140/- 140/- 051-100 290/- 290/- 290/- 101-150 440/- 440/- 440/- 151-200 590/- 590/- 590/- 201-250 740/- 740/- 740/- Number of Tnx Above 250 890/- 890/- 890/- Payoff Letter 500 /- per document 500 /- per document 500 /- per document Re-issue of sales deed for vehicles 1000 1000 1000 Issuance of Office (Bank) cheque 175/- 175/- 175/- Photocopy of Documents 15/- per page 15/- per page 15/- per page Reminder fee for credit facilities under Borrowers Protection act N/A N/A N/A First Reminder fee for credit facilities outside Borrowers Protection Act 175/- per reminder 175/- per reminder 175/- per reminder Second Reminder fee for credit facilities outside Borrowers Protection 200/- per reminder 200/- per reminder 200/- per reminder Penalty Fee for exceeding authorised limit (Facilities under BPA) 2% above applicable rate for individuals 5% above applicable rate for individuals 2% above applicable rate for individuals Penalty fee for exceeding authorised limit ( Facilities granted prior Jan 2014 ) 5% above applicable rate 6% above applicable rate 5% above applicable rate Penalty fee for exceeding authorised limit ( Facilities on or after 1 Jan 2014 ) 2% above applicable rate 5% above applicable rate 2% above applicable rate

Document : MauBank fees

Section du document : Loan and Advances tariff including column headings, conditions and early-repayment footnote; no automatic fee application

Rubrique du site : Retail / Cards / Credit Cards

Fil d’Ariane de la banque : Retail → Cards → Credit Cards

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Montant minimal

Vérifié le 30 sept. 2026

minimum loan amount is MUR 50,000 and the maximum is up to MUR 1 million per illness

Document : MauBank medical

Section du document : Published product features / FAQ

Rubrique du site : Retail / Loans

Fil d’Ariane de la banque : Retail → Loans

Trouvé via : Source page → medical

Téléchargé le 30 sept. 2026, 11:30. En vigueur à partir du : Non indiqué.

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Montant maximal

Vérifié le 30 sept. 2026

minimum loan amount is MUR 50,000 and the maximum is up to MUR 1 million per illness

Document : MauBank medical

Section du document : Published product features / FAQ

Rubrique du site : Retail / Loans

Fil d’Ariane de la banque : Retail → Loans

Trouvé via : Source page → medical

Téléchargé le 30 sept. 2026, 11:30. En vigueur à partir du : Non indiqué.

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Durée maximale (mois)

Vérifié le 30 sept. 2026

84 months inclusive of the moratorium period of 12 months on capital

Document : MauBank medical

Section du document : Published product features / FAQ

Rubrique du site : Retail / Loans

Fil d’Ariane de la banque : Retail → Loans

Trouvé via : Source page → medical

Téléchargé le 30 sept. 2026, 11:30. En vigueur à partir du : Non indiqué.

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Estimate config

Vérifié le 30 sept. 2026

WHAT ARE YOU LOOKING FOR? Home Retail Loans Zero Interest Medical Loan Scheme Zero Interest Medical Loan Scheme The Zero Interest Medical Loan Scheme allows citizens who wish to undergo treatment in private hospitals/clinics in Mauritius to take a loan free from interest. Features The minimum loan amount is MUR 50,000 and the maximum is up to MUR 1 million per illness. Repayment is up to 7 years (84 months inclusive of the moratorium period of 12 months on capital). No interest is charged under this loan scheme. Application for Zero Interest Medical Loan Secured Application for Zero Interest Medical Loan Unsecured Useful Information Terms and Conditions Apply Eligibility List of Private clinics/hospitals registered under this scheme Documents needed to apply for loan Additional documents required if borrower is self-employed. Treatments not covered under this scheme This scheme applies to households (husband and wife jointly or single parent), whose total gross income does not exceed Rs 200,000/- per month, and who choose to undergo treatment in a licensed private hospital. Any Mauritian Citizen residing in Mauritius for at least six months prior to the treatment. The scheme is open to MauBank and Non-MauBank customers. The beneficiary or borrower can apply for the loan to undergo treatment at a licensed private hospital registered with the Ministry of Health and Wellness in MRU. The Beneficiary is the person receiving the treatment. The Borrower is any family member of the beneficiary or any other person who agrees to take the zero-interest loan on behalf of the beneficiary. The Beneficiary is eligible for the special zero-interest loan, for more than one (1) treatment, subject to his/her repayment capacity. Terms & Conditions Apply (As at December 2022). Nouvelle Clinique du Bon Pasteur Ltée La Clinique Mauricienne Chisty Shifa Clinic Clinique Ferrière de Bon Secours C Care Wellkin C Care Darné City Clinic Group Pajr Medical Ltd Medisave Company Ltd Aegle Clinic Aegle Cancer Hospital Jyoti's Clinic Ltd Care and Science Health Diagnostic Ltd Life Together Medical Clinic Ltd Les Mariannes Wellness Identity Card of borrower and beneficiary Recent proof of address not more than 3 months of borrower and beneficiary Birth Certificate of borrower Business Registration Card. Trade license or any other relevant license. MRA return for last 2 years. Cosmetic surgery Hair transplantation Liposuction and any other diseases as may be approved by the Ministry of Health and Wellness and Association of Private Clinics Other Loan Products Offered by MauBank Savings Account MauBank savings accounts combine attractive returns with the flexibility and convenience you need to manage your goals with confi... Competitive Interest Rates – Earn more on your deposits Full flexibility – Access or grow your savings anytime LEARN MORE Fixed Deposit Account Looking for a secure way to grow your savings? MauBank’s Fixed Deposit Account offers a no-risk solution with guaranteed returns. Whether you're pl... LEARN MORE

Document : MauBank medical

Section du document : Product features, eligibility, FAQ and calculator disclaimer

Rubrique du site : Retail / Loans

Fil d’Ariane de la banque : Retail → Loans

Trouvé via : Source page → medical

Téléchargé le 30 sept. 2026, 11:30. En vigueur à partir du : Non indiqué.

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Estimate config

Vérifié le 30 sept. 2026

Processing & Handling fees on loans/overdraft | 1% of Facility amount subject to a minimum of 1,000/-

Document : MauBank fees

Section du document : Loans and Advances / Retail (MUR)

Rubrique du site : Retail / Cards / Credit Cards

Fil d’Ariane de la banque : Retail → Cards → Credit Cards

Téléchargé le 29 sept. 2026, 11:17. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions (ouvre un nouvel onglet)Ouvrir le document justificatif (ouvre un nouvel onglet)
Estimate config

Vérifié le 30 sept. 2026

WHAT ARE YOU LOOKING FOR? Terms and Conditions Zero Interest Medical Loan Scheme Definitions: Beneficiary means the person receiving treatment in a private hospital in Mauritius which is funded from the Zero Interest Medical Scheme. Borrower means the beneficiary who takes the Zero Interest Medical Scheme or any person who agrees to take the zero-interest loan on behalf of the beneficiary. Household means husband and wife jointly, or a single parent. Licensed private hospital means a private hospital duly licensed and registered with the Ministry of Health and Wellness. Medical Practitioner means a medical practitioner registered with the Medical Council of Mauritius. 1.0 The Scheme This Scheme shall be known as the Zero Interest Medical Scheme. 2.0 The Application of the Scheme This Scheme will be applicable to households, whose gross income does not exceed Rs 200,000/- per month, and who chooses to undergo treatment in a licensed private hospital in Mauritius. This Scheme will be applied to the Beneficiary or to the Borrower. This Scheme shall apply to Mauritian Citizens residing in the Republic of Mauritius for at least six months prior to the treatment, unless he has been away for treatment, vacation, business or education. The onus to provide factual information on the reasons for overseas travel within the 6 months period prior to the treatment, rests with the Beneficiary/Borrower. Operations of the scheme A Beneficiary shall obtain a medical certificate from a Medical Practitioner certifying that the Beneficiary requires to undergo a treatment. The Beneficiary shall obtain a quotation from a Licensed private hospital. The Licensed private hospital shall ensure that the proposed treatment is eligible to be financed under this Scheme and shall specify same in the said quotation. The Beneficiary or the Borrower shall submit the quotation to the Bank for loan under this Scheme. The Bank shall disburse the loan amount to the Licensed private hospital/s directly upon submission of the final certified bills by the Beneficiary or the Borrower and subject to all disbursement conditions being met. The Beneficiary or the Borrower shall start paying the loan/s after the treatment as agreed with their Lending Institution. 3.0 Loan Amount The loan amount shall be determined by the Bank based on the credit worthiness of the Borrower and as per the Bank’s credit policy on a case-to-case basis, up to a maximum of Rs 1,000,000. A Beneficiary may be eligible for the special zero-interest loan, for more than one (1) treatment, subject to the Borrower’s credit worthiness and as per the Bank’s credit policy. In the event, the final amount of the treatment exceeds the loan amount as stipulated in the loan facility agreement, the Borrower may: Either pay the excess amount; or Request the Lending Institution to review the loan amount, which should be reassessed by the latter subject that the maximum loan amount does not exceed Rs 1,000,000 and that all criteria are met as per the Lending Institution¡¦s credit policy. 4.0 Fees and Commission All fees external to the Bank such as insurance, valuation of property, registration fees, MCIB fees, or such other applicable fees which shall be borne by the Borrower/Beneficiary prior to disbursement of the loan. 5.0 Repayment period The maximum repayment period for the purpose of this scheme shall be seven (7) years (i.e., eighty-four (84) months) inclusive of the moratorium period. A moratorium period of up to one (1) year may be applied on the capital repayment only. A borrower can repay the loan amount earlier, if so desires In the event a Borrower has opted to repay the loan within less than seven (7) years and subsequently, requests for an extension of the repayment period, consideration may exceptionally be given, on a case-to-case basis. In such case, the interest rate applicable would have to be recalculated on the new tenure. 6.0 Interest Rate 6.1 Interest Rate Payable by Borrower The interest rate payable by the borrower under this scheme is zero (0) % per annum. 6.2 Penalty Interest on Default In the event of: a. default by the Borrower to repay on the respective due date, the instalment of the capital or interests; and /or b. the said facility becomes due and demandable. The Borrower shall have to pay additional interest at the penal rate not exceeding two (2) % per annum on the unpaid capital. 6.3 Events of Default In event the Borrower exceeds ninety (90) days of default, the Borrower shall be indebted to the Bank in terms of capital, interest and any other applicable charges that may be applied at the sole discretion of the Bank. The Bank shall also exercise its right as per the facility agreement. 7.0 Type of treatment The loan under this Scheme shall be used solely to finance treatments/ operations in Licensed private hospital except for items listed under Schedule 1, which may be amended from time to time. 8.0 Cost of accompanying person The Scheme shall not cover cost of any accompanying persons except for patients under the age of 12 years. The onus to provide documentary evidence relies with the Guardian/Parent/Accompanying person.

Document : MauBank linked_06395d55ee1211a8

Section du document : Scheme terms including fees, repayment, penalties and exclusions

Rubrique du site : Retail / Loans

Fil d’Ariane de la banque : Retail → Loans

Trouvé via : Source page → Terms and Conditions Apply

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Où nous avons trouvé ces conditions (ouvre un nouvel onglet)Ouvrir le document justificatif (ouvre un nouvel onglet)
Taux d’intérêt annuel minimal

Vérifié le 30 sept. 2026

interest rate payable by the borrower under this scheme is zero (0) % per annum

Document : MauBank linked_06395d55ee1211a8

Section du document : Clause 6.1

Rubrique du site : Retail / Loans

Fil d’Ariane de la banque : Retail → Loans

Trouvé via : Source page → Terms and Conditions Apply

Téléchargé le 30 sept. 2026, 11:30. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions (ouvre un nouvel onglet)Ouvrir le document justificatif (ouvre un nouvel onglet)
Taux d’intérêt annuel maximal

Vérifié le 30 sept. 2026

interest rate payable by the borrower under this scheme is zero (0) % per annum

Document : MauBank linked_06395d55ee1211a8

Section du document : Clause 6.1

Rubrique du site : Retail / Loans

Fil d’Ariane de la banque : Retail → Loans

Trouvé via : Source page → Terms and Conditions Apply

Téléchargé le 30 sept. 2026, 11:30. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions (ouvre un nouvel onglet)Ouvrir le document justificatif (ouvre un nouvel onglet)
Estimate config

Vérifié le 30 sept. 2026

WHAT ARE YOU LOOKING FOR? Terms and Conditions Zero Interest Medical Loan Scheme Definitions: Beneficiary means the person receiving treatment in a private hospital in Mauritius which is funded from the Zero Interest Medical Scheme. Borrower means the beneficiary who takes the Zero Interest Medical Scheme or any person who agrees to take the zero-interest loan on behalf of the beneficiary. Household means husband and wife jointly, or a single parent. Licensed private hospital means a private hospital duly licensed and registered with the Ministry of Health and Wellness. Medical Practitioner means a medical practitioner registered with the Medical Council of Mauritius. 1.0 The Scheme This Scheme shall be known as the Zero Interest Medical Scheme. 2.0 The Application of the Scheme This Scheme will be applicable to households, whose gross income does not exceed Rs 200,000/- per month, and who chooses to undergo treatment in a licensed private hospital in Mauritius. This Scheme will be applied to the Beneficiary or to the Borrower. This Scheme shall apply to Mauritian Citizens residing in the Republic of Mauritius for at least six months prior to the treatment, unless he has been away for treatment, vacation, business or education. The onus to provide factual information on the reasons for overseas travel within the 6 months period prior to the treatment, rests with the Beneficiary/Borrower. Operations of the scheme A Beneficiary shall obtain a medical certificate from a Medical Practitioner certifying that the Beneficiary requires to undergo a treatment. The Beneficiary shall obtain a quotation from a Licensed private hospital. The Licensed private hospital shall ensure that the proposed treatment is eligible to be financed under this Scheme and shall specify same in the said quotation. The Beneficiary or the Borrower shall submit the quotation to the Bank for loan under this Scheme. The Bank shall disburse the loan amount to the Licensed private hospital/s directly upon submission of the final certified bills by the Beneficiary or the Borrower and subject to all disbursement conditions being met. The Beneficiary or the Borrower shall start paying the loan/s after the treatment as agreed with their Lending Institution. 3.0 Loan Amount The loan amount shall be determined by the Bank based on the credit worthiness of the Borrower and as per the Bank’s credit policy on a case-to-case basis, up to a maximum of Rs 1,000,000. A Beneficiary may be eligible for the special zero-interest loan, for more than one (1) treatment, subject to the Borrower’s credit worthiness and as per the Bank’s credit policy. In the event, the final amount of the treatment exceeds the loan amount as stipulated in the loan facility agreement, the Borrower may: Either pay the excess amount; or Request the Lending Institution to review the loan amount, which should be reassessed by the latter subject that the maximum loan amount does not exceed Rs 1,000,000 and that all criteria are met as per the Lending Institution¡¦s credit policy. 4.0 Fees and Commission All fees external to the Bank such as insurance, valuation of property, registration fees, MCIB fees, or such other applicable fees which shall be borne by the Borrower/Beneficiary prior to disbursement of the loan. 5.0 Repayment period The maximum repayment period for the purpose of this scheme shall be seven (7) years (i.e., eighty-four (84) months) inclusive of the moratorium period. A moratorium period of up to one (1) year may be applied on the capital repayment only. A borrower can repay the loan amount earlier, if so desires In the event a Borrower has opted to repay the loan within less than seven (7) years and subsequently, requests for an extension of the repayment period, consideration may exceptionally be given, on a case-to-case basis. In such case, the interest rate applicable would have to be recalculated on the new tenure. 6.0 Interest Rate 6.1 Interest Rate Payable by Borrower The interest rate payable by the borrower under this scheme is zero (0) % per annum. 6.2 Penalty Interest on Default In the event of: a. default by the Borrower to repay on the respective due date, the instalment of the capital or interests; and /or b. the said facility becomes due and demandable. The Borrower shall have to pay additional interest at the penal rate not exceeding two (2) % per annum on the unpaid capital. 6.3 Events of Default In event the Borrower exceeds ninety (90) days of default, the Borrower shall be indebted to the Bank in terms of capital, interest and any other applicable charges that may be applied at the sole discretion of the Bank. The Bank shall also exercise its right as per the facility agreement. 7.0 Type of treatment The loan under this Scheme shall be used solely to finance treatments/ operations in Licensed private hospital except for items listed under Schedule 1, which may be amended from time to time. 8.0 Cost of accompanying person The Scheme shall not cover cost of any accompanying persons except for patients under the age of 12 years. The onus to provide documentary evidence relies with the Guardian/Parent/Accompanying person.

Document : MauBank linked_06395d55ee1211a8

Section du document : Linked document; applicability and additional terms require manual review

Rubrique du site : Retail / Loans

Fil d’Ariane de la banque : Retail → Loans

Trouvé via : Source page → Terms and Conditions Apply

Téléchargé le 30 sept. 2026, 11:30. En vigueur à partir du : Non indiqué.

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Version du produit 1 · 30 sept. 2026

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