MAURITIUS
Language set to English.
Back to ClairThe Mauritius Commercial Bank Limited

MCB Campus Educational Loan

Published version 2 · Checked 11 Oct 2026

Bank names, quoted passages and source-document text are shown in their original language. Translated explanations do not replace the bank’s terms.

Plan this loanLoan estimates

Published product terms

Unknown values are shown explicitly. A blank price is never treated as free.

Loan type
Education
Minimum amount
Not published
Maximum amount
Not published
Minimum term (months)
Not published
Maximum term (months)
240
Minimum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

6.9%
Maximum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

10.9%
Rate type
Not published
Rate basis
Not published
Rate qualifier
Range
Reference rate
Not published
Reference rate value (p.a.)
Not published
Published margin (p.a.)
Not published
Reference rate as of
Not published
APR

A yearly cost measure that includes interest and specified charges. Check the bank’s definition; it is different from the nominal interest rate.

Not published
APR basis
Not published
Minimum monthly income
Not published

About this loan

Educational loan Unlock your academic potential with MCB Campus Educational Loans. Empower your future with flexible financing solutions designed to support your goals. Offers Explore exclusive benefits tailored to support your educational journey with MCB Campus: Unsecured loans up to MUR 1.5 million Flexible repayment plans tailored to your needs I'm interested Embark on a journey of academic excellence with MCB Campus Educational Loan. Key Benefits Unlock your academic potential with MCB Campus. Benefit from comprehensive financing options tailored to your educational journey. Holistic Financing Covers 100% of study costs: travel, accommodation, daily expenses. Security-Free Option Security-free loans up to MUR 1.5 million*. Extended Loan Period Extended 20-year loan period for flexible repayment. Attractive Interest Rates Competitive interest rates for a smart financing. Our offerings Education Focus : Tailored for individuals pursuing undergraduate or postgraduate studies. No Security Requirement : No collateral needed for loans up to MUR 1.5 million*. Flexible Age Range : MCB Campus supports individuals of various age groups, ensuring educational opportunities for all. The amount granted will depend on the client's profile, repayment capacity, and the specifics of their loan. Educational loan If you’re looking for an educational loan, then MCB Campus is for you. Our excellent options and attractive rates mean you can take your studies further with ease. Get in touch How to apply Applying for an educational loan with MCB Campus is a seamless process: Get in touch Complete and submit the online form. Our representatives will promptly contact you to schedule a meeting. Application process Meet with our team to complete your application. Ensure you have necessary docu

  • Unsecured financing up to MUR 1.5 million; this is not a maximum for every secured arrangement.
  • Extended 20-year loan period

Rate evidence

Advertised bank pricing: Published range: PLR to PLR + 4.000% (6.90%–10.900% p.a. at the cited PLR); personal quote required.

Eligibility and conditions

  • Undergraduate or postgraduate studies; amount and security depend on profile and repayment capacity. Non-MCB customers may apply.

Costs not yet priced

  • Personal rate, mandatory insurance, tax treatment and any remaining charges require confirmation.
  • Confirm study-period repayment or moratorium terms; no unsupported payment holiday is assumed.
  • Processing fee is published but its tax treatment/applicability needs confirmation; it is not counted as zero or silently included as tax-free.
  • Insurance Handling fee Rs 500; applicability, timing, location-specific conditions and tax require confirmation.
  • Valuation survey & report fee 0.5% of loan amount, minimum Rs 1,000/ maximum Rs 5,000; applicability, timing, location-specific conditions and tax require confirmation.

Rate evidence

  • Illustrative calculations are not a bank offer or approval; use a written quote for your circumstances.

Benefits & conditions

Mcb processing

Educational loans 1% of facility amount, minimum Rs 3,000/ maximum Rs 25,000. Confirm tax treatment and any applicable waiver.

Sources & verification (12 facts)
Name

Checked 11 Oct 2026

Educational loan Unlock your academic potential with MCB Campus Educational Loans. Empower your future with flexible financing solutions designed to support your goals. Offers Explore exclusive benefits tailored to support your educational journey with MCB Campus: Unsecured loans up to MUR 1.5 million Flexible repayment plans tailored to your needs I'm interested Embark on a journey of academic excellence with MCB Campus Educational Loan. Key Benefits Unlock your academic potential with MCB Campus. Benefit from comprehensive financing options tailored to your educational journey. Holistic Financing Covers 100% of study costs: travel, accommodation, daily expenses. Security-Free Option Security-free loans up to MUR 1.5 million*. Extended Loan Period Extended 20-year loan period for flexible repayment. Attractive Interest Rates Competitive interest rates for a smart financing. Our offerings Education Focus : Tailored for individuals pursuing undergraduate or postgraduate studies. No Security Requirement : No collateral needed for loans up to MUR 1.5 million*. Flexible Age Range : MCB Campus supports individuals of various age groups, ensuring educational opportunities for all. The amount granted will depend on the client's profile, repayment capacity, and the specifics of their loan. Educational loan If you’re looking for an educational loan, then MCB Campus is for you. Our excellent options and attractive rates mean you can take your studies further with ease. Get in touch How to apply Applying for an educational loan with MCB Campus is a seamless process: Get in touch Complete and submit the online form. Our representatives will promptly contact you to schedule a meeting. Application process Meet with our team to complete your application. Ensure you have necessary documents** Loan Approval Our efficient approval process ensures a swift response to your application. *Conditions apply ** ID, Proof of address, birth certificate, marriage certificate (if applicable), account statements for the last six months (if you're not an MCB client), acceptance letter from the university, any other necessary documents based on the proposed security and your three latest pay slips. Start your journey with MCB Campus today! You don’t have to be an MCB account holder to enjoy loans for students. Get in touch

Document: Student Loan | MCB

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → education

Downloaded 25 Sept 2026, 23:27. Effective from: Not stated.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Product url

Checked 11 Oct 2026

Educational loan Unlock your academic potential with MCB Campus Educational Loans. Empower your future with flexible financing solutions designed to support your goals. Offers Explore exclusive benefits tailored to support your educational journey with MCB Campus: Unsecured loans up to MUR 1.5 million Flexible repayment plans tailored to your needs I'm interested Embark on a journey of academic excellence with MCB Campus Educational Loan. Key Benefits Unlock your academic potential with MCB Campus. Benefit from comprehensive financing options tailored to your educational journey. Holistic Financing Covers 100% of study costs: travel, accommodation, daily expenses. Security-Free Option Security-free loans up to MUR 1.5 million*. Extended Loan Period Extended 20-year loan period for flexible repayment. Attractive Interest Rates Competitive interest rates for a smart financing. Our offerings Education Focus : Tailored for individuals pursuing undergraduate or postgraduate studies. No Security Requirement : No collateral needed for loans up to MUR 1.5 million*. Flexible Age Range : MCB Campus supports individuals of various age groups, ensuring educational opportunities for all. The amount granted will depend on the client's profile, repayment capacity, and the specifics of their loan. Educational loan If you’re looking for an educational loan, then MCB Campus is for you. Our excellent options and attractive rates mean you can take your studies further with ease. Get in touch How to apply Applying for an educational loan with MCB Campus is a seamless process: Get in touch Complete and submit the online form. Our representatives will promptly contact you to schedule a meeting. Application process Meet with our team to complete your application. Ensure you have necessary documents** Loan Approval Our efficient approval process ensures a swift response to your application. *Conditions apply ** ID, Proof of address, birth certificate, marriage certificate (if applicable), account statements for the last six months (if you're not an MCB client), acceptance letter from the university, any other necessary documents based on the proposed security and your three latest pay slips. Start your journey with MCB Campus today! You don’t have to be an MCB account holder to enjoy loans for students. Get in touch

Document: Student Loan | MCB

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → education

Downloaded 25 Sept 2026, 23:27. Effective from: Not stated.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Loan type

Checked 11 Oct 2026

Educational loan Unlock your academic potential with MCB Campus Educational Loans. Empower your future with flexible financing solutions designed to support your goals. Offers Explore exclusive benefits tailored to support your educational journey with MCB Campus: Unsecured loans up to MUR 1.5 million Flexible repayment plans tailored to your needs I'm interested Embark on a journey of academic excellence with MCB Campus Educational Loan. Key Benefits Unlock your academic potential with MCB Campus. Benefit from comprehensive financing options tailored to your educational journey. Holistic Financing Covers 100% of study costs: travel, accommodation, daily expenses. Security-Free Option Security-free loans up to MUR 1.5 million*. Extended Loan Period Extended 20-year loan period for flexible repayment. Attractive Interest Rates Competitive interest rates for a smart financing. Our offerings Education Focus : Tailored for individuals pursuing undergraduate or postgraduate studies. No Security Requirement : No collateral needed for loans up to MUR 1.5 million*. Flexible Age Range : MCB Campus supports individuals of various age groups, ensuring educational opportunities for all. The amount granted will depend on the client's profile, repayment capacity, and the specifics of their loan. Educational loan If you’re looking for an educational loan, then MCB Campus is for you. Our excellent options and attractive rates mean you can take your studies further with ease. Get in touch How to apply Applying for an educational loan with MCB Campus is a seamless process: Get in touch Complete and submit the online form. Our representatives will promptly contact you to schedule a meeting. Application process Meet with our team to complete your application. Ensure you have necessary documents** Loan Approval Our efficient approval process ensures a swift response to your application. *Conditions apply ** ID, Proof of address, birth certificate, marriage certificate (if applicable), account statements for the last six months (if you're not an MCB client), acceptance letter from the university, any other necessary documents based on the proposed security and your three latest pay slips. Start your journey with MCB Campus today! You don’t have to be an MCB account holder to enjoy loans for students. Get in touch

Document: Student Loan | MCB

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → education

Downloaded 25 Sept 2026, 23:27. Effective from: Not stated.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Rate qualifier

Checked 11 Oct 2026

Educational loan Unlock your academic potential with MCB Campus Educational Loans. Empower your future with flexible financing solutions designed to support your goals. Offers Explore exclusive benefits tailored to support your educational journey with MCB Campus: Unsecured loans up to MUR 1.5 million Flexible repayment plans tailored to your needs I'm interested Embark on a journey of academic excellence with MCB Campus Educational Loan. Key Benefits Unlock your academic potential with MCB Campus. Benefit from comprehensive financing options tailored to your educational journey. Holistic Financing Covers 100% of study costs: travel, accommodation, daily expenses. Security-Free Option Security-free loans up to MUR 1.5 million*. Extended Loan Period Extended 20-year loan period for flexible repayment. Attractive Interest Rates Competitive interest rates for a smart financing. Our offerings Education Focus : Tailored for individuals pursuing undergraduate or postgraduate studies. No Security Requirement : No collateral needed for loans up to MUR 1.5 million*. Flexible Age Range : MCB Campus supports individuals of various age groups, ensuring educational opportunities for all. The amount granted will depend on the client's profile, repayment capacity, and the specifics of their loan. Educational loan If you’re looking for an educational loan, then MCB Campus is for you. Our excellent options and attractive rates mean you can take your studies further with ease. Get in touch How to apply Applying for an educational loan with MCB Campus is a seamless process: Get in touch Complete and submit the online form. Our representatives will promptly contact you to schedule a meeting. Application process Meet with our team to complete your application. Ensure you have necessary documents** Loan Approval Our efficient approval process ensures a swift response to your application. *Conditions apply ** ID, Proof of address, birth certificate, marriage certificate (if applicable), account statements for the last six months (if you're not an MCB client), acceptance letter from the university, any other necessary documents based on the proposed security and your three latest pay slips. Start your journey with MCB Campus today! You don’t have to be an MCB account holder to enjoy loans for students. Get in touch

Document: Student Loan | MCB

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → education

Downloaded 25 Sept 2026, 23:27. Effective from: Not stated.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Estimate config

Checked 11 Oct 2026

Prime lending rate 6.90 % p.a Effective as from 01 June 2026

Document: Interest Rates and Fees Guide | MCB

Document section: Official MCB product / tariff / calculator

Website section: Internet Banking

Found via: The Mauritius Commercial Bank Limited → Visa Signature | Cards | MCB

Downloaded 11 Oct 2026, 14:07. Effective from: 1 Jun 2026.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Estimate config

Checked 11 Oct 2026

Educational loan Unlock your academic potential with MCB Campus Educational Loans. Empower your future with flexible financing solutions designed to support your goals. Offers Explore exclusive benefits tailored to support your educational journey with MCB Campus: Unsecured loans up to MUR 1.5 million Flexible repayment plans tailored to your needs I'm interested Embark on a journey of academic excellence with MCB Campus Educational Loan. Key Benefits Unlock your academic potential with MCB Campus. Benefit from comprehensive financing options tailored to your educational journey. Holistic Financing Covers 100% of study costs: travel, accommodation, daily expenses. Security-Free Option Security-free loans up to MUR 1.5 million*. Extended Loan Period Extended 20-year loan period for flexible repayment. Attractive Interest Rates Competitive interest rates for a smart financing. Our offerings Education Focus : Tailored for individuals pursuing undergraduate or postgraduate studies. No Security Requirement : No collateral needed for loans up to MUR 1.5 million*. Flexible Age Range : MCB Campus supports individuals of various age groups, ensuring educational opportunities for all. The amount granted will depend on the client's profile, repayment capacity, and the specifics of their loan. Educational loan If you’re looking for an educational loan, then MCB Campus is for you. Our excellent options and attractive rates mean you can take your studies further with ease. Get in touch How to apply Applying for an educational loan with MCB Campus is a seamless process: Get in touch Complete and submit the online form. Our representatives will promptly contact you to schedule a meeting. Application process Meet with our team to complete your application. Ensure you have necessary documents** Loan Approval Our efficient approval process ensures a swift response to your application. *Conditions apply ** ID, Proof of address, birth certificate, marriage certificate (if applicable), account statements for the last six months (if you're not an MCB client), acceptance letter from the university, any other necessary documents based on the proposed security and your three latest pay slips. Start your journey with MCB Campus today! You don’t have to be an MCB account holder to enjoy loans for students. Get in touch

Document: Student Loan | MCB

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → education

Downloaded 25 Sept 2026, 23:27. Effective from: Not stated.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Estimate config

Checked 11 Oct 2026 · Page 6

4Guarantee in favour of IVTB 1.0% p.a., minimum Rs 1,500 4Amendment fee Rs 500 4Cancellation fee Rs 1,000 A processing fee shall be charged, where applicable, in addition to the fee charged for a Bank Guarantee transaction Financing Lending Rates 4MCB Prime Lending Rate (PLR) 6.90% per annum Interest rates vary according to loan amount, purpose, level of financing or customer's existing facilities with the bank. More details are available at our counters. Processing Fee 4Unsecured loans 1% of facility amount, minimum Rs 1,000/ maximum Rs 25,000 4Educational loans 1% of facility amount, minimum Rs 3,000/ maximum Rs 25,000 4Home loans 1% of facility amount, minimum Rs 3,000/ maximum Rs 50,000 4Loans fully secured by cash collateral held with MCB 1% of facility amount, minimum Rs 1,000/ maximum Rs 3,000 4Loans fully secured by cash collateral held with other institutions 1% of facility amount, minimum Rs 1,000/ maximum Rs 25,000 4Other secured loans & overdraft 1% of facility amount, minimum Rs 1,000/ maximum Rs 25,000 4Renewal of facility 0.50% of facility amount, minimum Rs 500/ maximum Rs 3,000 4Temporary banking facility 0.25% of facility amount, minimum Rs 500/ maximum Rs 3,000 Prepayment Option Fee 4Prepayment option fee Not applicable Note: Prepayment option fee is not applicable for loans falling under the Borrowers' Protection Act; Otherwise 0.75% of facility amount Loan Commitment Fee 4Commitment fee 1% of any undrawn balance as at 3 months after date of letter of conditions + 1% per annum for any subsequent period of 12 months Early Repayment Fee 4Educational/ home loans 1% of loan amount prepaid 4Other loan types 2% of loan amount prepaid, minimum Rs 3,000 Note: Early repayment fee is not applicable (1) for loans falling under the Borrowers' Protection Act, (2) in case the prepayment option fee has been paid upfront or (3) loans granted after 01st January 2014 Amendment/ Cancellation Fee 4Amendment/ cancellation fee Rs 300 Insurance Handling Fee 4Insurance Handling fee Rs 500 Recovery of balance 4Recovery of balance All expenses including legal fees, commission & costs not exceeding 10% of the sum covered Valuation Survey & Report Fee 4Valuation survey & report fee 0.5% of loan amount, minimum Rs 1,000/ maximum Rs 5,000 Note: - Fee is not applicable in case of banking facilities of Rs 50,000 or less and at renewal of a credit facility - Different pricing applies for properties in Rodrigues.

Document: MCB official source: individual_tariff

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → individual_tariff

Downloaded 4 Oct 2026, 02:42. Effective from: 1 Sept 2026.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)

These are published terms, not a personalized offer. Final eligibility, pricing, and approval rest with the bank.

This opens the provider’s website. Your comparison answers are not sent to the provider. Any application is made there, under its own terms.

Report incorrect product information

Describe the published fact that may be wrong and optionally provide a public source URL. Do not include account numbers, personal quotes, contact details or other private financial information. Your report is sent to the review team.

Visit the official product page (opens in a new tab)