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Absa Personal Loan - Secured

Published version 3 · Checked 11 Oct 2026

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Loan type
Personal
Minimum amount
MUR 100,000.00
Maximum amount
Not published
Minimum term (months)
Not published
Maximum term (months)
360
Minimum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

Not published
Maximum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

Not published
Rate type
Not published
Rate basis
Not published
Rate qualifier
Quote required
Reference rate
Not published
Reference rate value (p.a.)
Not published
Published margin (p.a.)
Not published
Reference rate as of
Not published
APR

A yearly cost measure that includes interest and specified charges. Check the bank’s definition; it is different from the nominal interest rate.

Not published
APR basis
Not published
Minimum monthly income
Not published

About this loan

Absa Personal Loan - Secured

  • up to 30 years
  • minimum of Rs100,000
  • No early repayment fees on loan settlements
  • Non-Absa customers are eligible to apply
  • Personalised in-house credit life insurance available

Costs not yet priced

  • Processing, credit-life, vehicle, valuation, legal and registration costs require product-specific confirmation.

Rate evidence

  • No embedded calculator rate or published nominal interest rate was verified.
Sources & verification (7 facts)
Estimate config

Checked 11 Oct 2026

We use cookies to optimise the user experience. Tell Me More Dismiss Search Log in Menu Personal SME and Business Corporate and Investment Wealth Search Search search Log in to secure service Personal Personal SME and Business Corporate and international Personal SME and Business Corporate and international Internet banking Internet banking Wealth Internet banking Absa Access Absa Access Internet banking Wealth Internet banking Absa Access Absa Access Log in Our services Register for Online Banking Let an Absa Personal Loan help you start your story Unsecured loan *Annual percentage rate (APR) is 6.259% Competitive interest rates from 6.20% p.a* Financing available from Rs100,000 to Rs15,000,000 Flexible repayment term of up to 10 years* No early repayment fees on loan settlements Non-Absa customers are also eligible to apply Competitive interest rates apply Personalised in-house credit life insurance, ensuring peace of mind for you and your loved ones Secured loan Finance is available from a minimum of Rs100,000* Convenient and flexible repayment terms up to 30 years No penalty fee for early repayments Documents required to apply Proof of ID i.e. national identity card, valid passport Latest payslip (in case you receive variable income, e.g. monthly commissions, then we shall need your 12 months’ payslips) Utility bill (no older than three months) that is in your name Birth or marriage certificate (where applicable) Last 3 months' bank statement, where your salary is being credited If you have been with your current employer 6 months or less, letter confirming permanent employment. Contract of employment if you are working under contract Let us contact you Find a branch All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s) Personal loan calculator Fill in the details below and we will help you calculate your repayment Need more help? Call our 24/7 Service Centre: +230 402 1000 Email us: customer.contact@absa.africa Download the Absa Banking App today Social Useful Tools Find a branch FX rates and government yields FX Global Code SWIFT International Transfers Fees, charges and commissions Customer notices Our sites Personal banking solutions Current accounts Savings accounts SME and Business Banking Corporate and Investment Banking Wealth Banking Digital banking Who we are About Absa Bank (Mauritius) Limited About Absa Group Careers Financial reports Corporate governance Citizenship News Support Talk to us Send feedback Grievance procedure Security centre MBA Communique Phishing Attempts Let us know what you think Legal Website terms of use Data privacy statement Cookie policy Product terms and conditions Data Protection Act 2017 Absa Bank (Mauritius) Limited (Reg No C10068913) is regulated by the Bank of Mauritius and the Financial Services Commission (Licence no AI12000440 - IK16000002- CS20000017- CV12000005). Insurance products are regulated by the FSC. Registered address: Sir William Newton Street, Port Louis, Mauritius. Principal place of business: Absa House, 68 Wall Street, Cybercity, Ebene 72201, Mauritius.

Document: Get a personal loan

Document section: Published product page

Website section: Personal / Loans

Bank breadcrumbs: Personal → Loans

Found via: Source page → personal

Downloaded 11 Oct 2026, 14:11. Effective from: Not stated.

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