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Bank of Baroda Mortgage Loan

Published version 2 · Checked 11 Oct 2026

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Published product terms

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Loan type
Personal
Minimum amount
Not published
Maximum amount
MUR 5,000,000.00
Minimum term (months)
Not published
Maximum term (months)
120
Minimum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

9.7%
Maximum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

9.7%
Rate type
Variable
Rate basis
Not published
Rate qualifier
Exact
Reference rate
Not published
Reference rate value (p.a.)
Not published
Published margin (p.a.)
Not published
Reference rate as of
Not published
APR

A yearly cost measure that includes interest and specified charges. Check the bank’s definition; it is different from the nominal interest rate.

Not published
APR basis
Not published
Minimum monthly income
Not published

About this loan

Bank of Baroda Mortgage Loan

  • For all legitimate purposes except for speculation
  • 2.00% over PLR

Rate evidence

Advertised bank pricing: 2.00% over PLR (9.70% p.a. at the PLR dated 15 June 2025); variable.

Eligibility and conditions

  • Instalment-loan option only; the overdraft reduction option is not modelled. Amount is also subject to income and collateral limits.
  • PLR 7.70% is from the schedule effective 15 June 2025. Rates are variable; confirm the current personal offer with the bank.

Costs not yet priced

  • Confirm processing fees, insurance, taxes, legal/registration charges and any other costs with the bank.
Sources & verification (24 facts)
Estimate config

Checked 11 Oct 2026

Building your dream is now easier. Explore Bank of Baroda’s Mortgage Loans. Mortgage Loan Purpose Amount Eligibility Margin Repayment Rate of Interest Security Processing Fees Document Required Sanction Authority For all legitimate purposes except for speculation Maximum – Rs 5 million 36 time of gross monthly income for salaried 3 times of average annual income of last two years For businessmen, loan shall be lower than the maximum ceiling and calculated based on income Salaried persons, professionals, self-employed and others who are gainfully employed for the last two years 50% of value of the property offered as security (Security should be 200% of the credit facility) In 120 monthly installments for loans or EMIs 10% annual reduction for OD facility 2.00% over PLR 1st rank fixed charge on flat/house purchase constructed out of bank finance 1% of loan amount - Minimum Rs. 1,000; maximum Rs. 25,000 Copy of national ID card Copy of driving license for vehicle for which loan is applied Salary slips for last 3 months for salaried, and MRA return for businessman Time frame for taking credit decision/disposal of proposal from the date of submission of data/information is within 10 working days for all credit facilities up to Rs. 3,00,000. Apply Online Calculators Download Forms Need Assistance? General Call (230) 208 1504/05 (230) 208 3891/93 Email Us cesecretary.mu @bankofbaroda.com 24X7 Service for Card Blocking Mauritius: 8974 Outside Mauritius: (230)58958974 Address: P.B. No. 553 No.32, Sir William Newton Street, Port Louis Mauritius Request Callback Please fill in these details, so we can call you back and assist you. Related Products Baroda Personal Loan Know More Car Loans Know More House Loan Know More Road Transport Loan Know More

Document: Bank of Baroda: mortgage

Document section: Reviewed product terms

Website section: Loans / Cards

Bank breadcrumbs: Products → mortgage

Downloaded 11 Oct 2026, 14:45. Effective from: Not stated.

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