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Mortgage Loan

Build a repayment plan that fits your next move.

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How much would you like to borrow?

Enter your loan amount and how long you want to repay.

Published maximum: MUR 5,000,000.00

Published maximum term: 120 months.

A little more detail, when you need it.

About this loan

Bank names, quoted passages and source-document text are shown in their original language. Translated explanations do not replace the bank’s terms.

Bank of Baroda Mortgage Loan

  • For all legitimate purposes except for speculation
  • 2.00% over PLR

Eligibility and conditions

  • Instalment-loan option only; the overdraft reduction option is not modelled. Amount is also subject to income and collateral limits.
  • PLR 7.70% is from the schedule effective 15 June 2025. Rates are variable; confirm the current personal offer with the bank.
Rates, limits and costs to confirm

Published annual rate: 9.7%

This is a published scheme rate. Eligibility, additional charges and the applicable terms still need to be checked.

Advertised bank pricing: 2.00% over PLR (9.70% p.a. at the PLR dated 15 June 2025); variable.

Bank of Baroda Prime Lending Rate (PLR): 7.7% · 2025-06-15

Costs not yet priced

  • Confirm processing fees, insurance, taxes, legal/registration charges and any other costs with the bank.
Sources & verification (24 facts)
Estimate config

Checked 11 Oct 2026

Building your dream is now easier. Explore Bank of Baroda’s Mortgage Loans. Mortgage Loan Purpose Amount Eligibility Margin Repayment Rate of Interest Security Processing Fees Document Required Sanction Authority For all legitimate purposes except for speculation Maximum – Rs 5 million 36 time of gross monthly income for salaried 3 times of average annual income of last two years For businessmen, loan shall be lower than the maximum ceiling and calculated based on income Salaried persons, professionals, self-employed and others who are gainfully employed for the last two years 50% of value of the property offered as security (Security should be 200% of the credit facility) In 120 monthly installments for loans or EMIs 10% annual reduction for OD facility 2.00% over PLR 1st rank fixed charge on flat/house purchase constructed out of bank finance 1% of loan amount - Minimum Rs. 1,000; maximum Rs. 25,000 Copy of national ID card Copy of driving license for vehicle for which loan is applied Salary slips for last 3 months for salaried, and MRA return for businessman Time frame for taking credit decision/disposal of proposal from the date of submission of data/information is within 10 working days for all credit facilities up to Rs. 3,00,000. Apply Online Calculators Download Forms Need Assistance? General Call (230) 208 1504/05 (230) 208 3891/93 Email Us cesecretary.mu @bankofbaroda.com 24X7 Service for Card Blocking Mauritius: 8974 Outside Mauritius: (230)58958974 Address: P.B. No. 553 No.32, Sir William Newton Street, Port Louis Mauritius Request Callback Please fill in these details, so we can call you back and assist you. Related Products Baroda Personal Loan Know More Car Loans Know More House Loan Know More Road Transport Loan Know More

Document: Bank of Baroda: mortgage

Document section: Reviewed product terms

Website section: Loans / Cards

Bank breadcrumbs: Products → mortgage

Downloaded 11 Oct 2026, 14:45. Effective from: Not stated.

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Product version 2 · 11 Oct 2026

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