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Home Loan

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Minimum pibliye: MUR 100,000.00

Dire maximum pibliye: 420 mwa.

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Owning a home is one of life’s most significant milestones. With MauBank’s Home Loan in Mauritius, you benefit from tailored financing solutions that make homeownership more accessible. Whether you’re purchasing your first property, building your dream house, or renovating an existing one, MauBank offers competitive rates, flexible repayment terms, and expert guidance every step of the way.

  • Repayment Term Up to 35 years
  • Moratorium Up to 12 months during construction phase
  • Full disbursement applies for purchase or refinancing Phased disbursement applies for construction or renovation projects (terms and conditions apply)

Admisibilite ek kondisyon

  • Advertised tariff labels retain their asterisks; verify applicable qualifying terms. The tariff update date is a benchmark snapshot, not a product effective date.
  • Disclaimer We provide this calculator for convenience to you to deliver results based on your input and assumptions, to be used at your own risk. It is provided to you for information purposes only, and does not constitute any financial or investment advice in any form or manner and it should not be used for any other purpose. It is a guide only, and we do not guarantee the accuracy of any information thereof. We strongly recommend that you seek the advice of a Relationship Manager before applying for a loan. This calculator will not pre-qualify you for any facility whatsoever with MauBank Ltd. The results presented by this calculator are hypothetical and may not reflect the exact amount. MauBank Ltd, its officers, agents and affiliates do not accept responsibility for any errors or omissions whatsoever in relation to this calculator, and do not accept liability for any loss, damage, inconvenience experienced or otherwise, caused in respect of any reliance on this calculator or information on this website or for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools.
  • Open to Mauritian citizens and permanent residents ready to invest in their future home. For both employed and self-employed individuals with a steady income. Repayment capacity and minimum income assessed to ensure comfort and affordability. Eligible properties must be located in Mauritius. Loan tenure is designed to align with standard retirement age.
To, limit ek kou pou konfirme

Lexanp kalkilater sit labank: 6%

Enn ilistrasion, pa enn lof garanti ouswa enn to fix dan kontra. Ou to propoze kapav diferan.

Bann pri labank anonse: Housing Loan* | As from PLR - 1.50% to PLR - 0.90%

PLR: 8.05% · 2026-06-05

Limit bann done kalkilater labank: MUR 100,000.00 – MUR 10,000,000.00 · 12–420 mwa

Limit kalkilater pa bann limit admisibilite ouswa laprouvasion. Bann kondisyon pibliye ek diferans ant sours ankor inportan.

Calculator example 6% annually; tariff: Housing Loan* | As from PLR - 1.50% to PLR - 0.90%. PLR snapshot 8.05% as at 2026-06-05. Calculator 'fixed' wording is not a contractual fixed-rate guarantee.

Phased construction/renovation disbursements are not supported by a fully drawn standard illustration. Moratorium interest treatment and inclusion in the term remain unknown.

Life insurance is described as included, while the FAQ requires life and property cover and insurance formalities; premiums are not established as zero.

Kou pa ankor kalkile

  • General retail tariff (applicability, timing and tax require confirmation): Processing & Handling fees on loans/overdraft | 1% of Facility amount subject to a minimum of 1,000/-. No generic processing charge has been applied automatically to this product.
  • Insurance, valuation, registration, legal and other applicable charges are unpriced pending individual scope and tax review.
  • 3. Is home insurance mandatory? Yes. When you take a home loan with MauBank, having insurance in place is an important part of protecting what matters most: your home and your peace of mind. You’ll be guided to take two essential covers: · Life Insurance (Loan Protection Cover) – This ensures that, in the unfortunate event of death or total permanent disability, the outstanding loan balance is taken care of. It offers financial security for your loved ones when they need it most. · Property Insurance (Fire and Allied Perils Cover) – This safeguards your home, the very heart of your investment, against unforeseen events such as fire, flood, or natural disasters (terms and conditions apply). It preserves the value of your property throughout the loan term. These covers not only secure the Bank’s interest but also protect you and your family from life’s unexpected turns. For added convenience, MauBank can help you arrange the required insurance through its trusted partners, making the process simple and seamless from start to finish.
Sours ek verifikasion (10 fe)
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Verifie 30 Sept 2026

WHAT ARE YOU LOOKING FOR? Home Retail Loans Home Loan Home Loan Make Your Dream Home a Reality with MauBank’s Home Loan Owning a home is one of life’s most significant milestones. With MauBank’s Home Loan in Mauritius, you benefit from tailored financing solutions that make homeownership more accessible. Whether you’re purchasing your first property, building your dream house, or renovating an existing one, MauBank offers competitive rates, flexible repayment terms, and expert guidance every step of the way. Get a Home Loan Estimate Get in touch Why Choose MauBank for Your Home Loan? Explore the key benefits of choosing MauBank as your home financing partner Repayment Term Up to 35 years Fast Approval Get a decision sooner when all documents are in order. Financing for Land/House/Apartment Up to 100% for first-time buyers Moratorium Up to 12 months during construction phase Life Insurance Cover Included for your peace of mind Minimum Loan Amount Starting from MUR 100,000 Eligibility Available to both customers and non-customers Financing for Construction Up to 100% Get an Estimate Who Can Apply for a MauBank Home Loan? Eligibility Criteria at MauBank Required Documents for a Home Loan Application How to Apply for a Home Loan at MauBank Open to Mauritian citizens and permanent residents ready to invest in their future home. For both employed and self-employed individuals with a steady income. Repayment capacity and minimum income assessed to ensure comfort and affordability. Eligible properties must be located in Mauritius. Loan tenure is designed to align with standard retirement age. To apply for a home loan in Mauritius with MauBank, you will need: Valid National ID or Passport Recent utility bill (not older than 3 months) Salary slips for the last 3 or 12 months Bank statements (6 or 12 months, especially for non-MauBank customers) Title deed / Sale agreement / Building permit Site and location plans Proof of other income (if applicable) Marriage certificate (if applicable) Visit any MauBank Business Centre Meet our Relationship Officers who will guide you through eligibility checks, documentation, and applicable fees. They will also carry out an initial assessment, including MCIB checks. For added convenience, you can also meet our Sales Officers at your workplace. Document Preparation Our team will help you compile all necessary supporting documents and proceed with your loan application to ensure a smooth process. Evaluation and Feedback Your application will be reviewed by our credit team. You may be contacted if any clarification or additional information is required. Documentation and Formalities Once your loan is approved, you will be required to: Review and sign the loan offer letter and legal documents Complete property valuation and title deed verification Finalise insurance and notarial formalities, where applicable Disbursement of Funds After all documentation is completed: Full disbursement applies for purchase or refinancing Phased disbursement applies for construction or renovation projects (terms and conditions apply) Frequently Asked Questions about Home Loans in Mauritius 1. Do I need a guarantor or collateral? Collateral and guarantor requirements depend on your project type and financial profile. Each application is evaluated case by case, in line with MauBank’s lending policy and Bank of Mauritius guidelines. During the application and review process, you’ll be informed of any collateral or guarantor requirement, ensuring full transparency before final approval. 2. Can I apply jointly with my spouse or partner? Yes, you can. MauBank welcomes joint home loan applications with your spouse or partner. A joint application allows both incomes to be considered, which can enhance your borrowing capacity and make home ownership more accessible. Both applicants will be asked to provide the required identification and income documents, and will share equal responsibility for the repayment of the loan. 3. Is home insurance mandatory? Yes. When you take a home loan with MauBank, having insurance in place is an important part of protecting what matters most: your home and your peace of mind. You’ll be guided to take two essential covers: · Life Insurance (Loan Protection Cover) – This ensures that, in the unfortunate event of death or total permanent disability, the outstanding loan balance is taken care of. It offers financial security for your loved ones when they need it most. · Property Insurance (Fire and Allied Perils Cover) – This safeguards your home, the very heart of your investment, against unforeseen events such as fire, flood, or natural disasters (terms and conditions apply). It preserves the value of your property throughout the loan term. These covers not only secure the Bank’s interest but also protect you and your family from life’s unexpected turns. For added convenience, MauBank can help you arrange the required insurance through its trusted partners, making the process simple and seamless from start to finish. Estimate Your Home Loan Repayments Use our online loan estimator to calculate your monthly repayments and get a clearer view of your financial commitment. Loan Amount Rs Rs 100,000 Rs 10,000,000 Please specify the amount of loan you require Loan Tenure year(s) 1 year 35 years Please specify loan tenure Interest Rate 6 % The interest rate is fixed. Monthly Installment Rs 0 Your estimated monthly installment Total Repayment Total amount you will repay over full tenure 0 ! Disclaimer We provide this calculator for convenience to you to deliver results based on your input and assumptions, to be used at your own risk. It is provided to you for information purposes only, and does not constitute any financial or investment advice in any form or manner and it should not be used for any other purpose. It is a guide only, and we do not guarantee the accuracy of any information thereof. We strongly recommend that you seek the advice of a Relationship Manager before applying for a loan. This calculator will not pre-qualify you for any facility whatsoever with MauBank Ltd. The results presented by this calculator are hypothetical and may not reflect the exact amount. MauBank Ltd, its officers, agents and affiliates do not accept responsibility for any errors or omissions whatsoever in relation to this calculator, and do not accept liability for any loss, damage, inconvenience experienced or otherwise, caused in respect of any reliance on this calculator or information on this website or for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Explore More Financing Options at MauBank Car Loan Looking to buy a new or second-hand car? LEARN MORE Sending email...

Dokiman: MauBank home

Seksion dokiman: Product features, eligibility, FAQ and calculator disclaimer

Seksion sit: Retail / Loans

Sime navigasion labank: Retail → Loans

Trouve atraver: Source page → home

Telesarze 30 Sept 2026, 11:30. An viger depi: Pa presize.

Kot nou finn trouv sa bann kondisyon-la (ouver dan enn nouvo longle)Ouver dokiman prev (ouver dan enn nouvo longle)
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Verifie 30 Sept 2026

<div class="loan_cal_nouislider_box" data-max="10000000" data-min="100000" data-step="10000" data-unit="Rs "> <div class="loan_cal_nouislider_info"> <div class="loan_cal_nouislider_title">Loan Amount</div> <div class="loan_cal_nouislider_amount input_amount"> Rs <input class="value cal_input" type="number" value="100000"/> </div> </div> <div class="loan_cal_nouislider_range"> <div class="loan_cal_slider"></div> <div class="loan_cal_num"> <span class="lownum">Rs 100,000</span> <span class="highnum">Rs 10,000,000</span> </div> <div class="loan_cal_numtxt"> Please specify the amount of loan you require </div> </div> </div> <div class="loan_cal_nouislider_box" data-max="35" data-min="1" data-step="1" data-unit=" years"> <div class="loan_cal_nouislider_info"> <div class="loan_cal_nouislider_title">Loan Tenure</div> <div class="loan_cal_nouislider_amount input_amount"> <!--<span class="value">5</span>--> <input class="value cal_input" type="number" value="1"/> year(s) </div> </div> <div class="loan_cal_nouislider_range"> <div class="loan_cal_slider"></div> <div class="loan_cal_num"> <span class="lownum">1 year</span> <span class="highnum">35 years</span> </div> <div class="loan_cal_numtxt"> Please specify loan tenure </div> </div> </div> <div class="loan_cal_nouislider_box" data-max="6" data-min="6" data-step="0.1" data-unit="%"> <div class="loan_cal_nouislider_info"> <div class="loan_cal_nouislider_title">Interest Rate</div> <div class="loan_cal_nouislider_amount"> <span class="value">6</span>% </div> </div> <div class="loan_cal_nouislider_range"> <!--<div class="loan_cal_num">--> <!-- <span class="lownum">10%</span>--> <!-- <span class="highnum">10%</span>--> <!--</div>--> <div class="loan_cal_numtxt"> The interest rate is fixed. </div> </div> </div> const rate = 6; Interest Rate 6 % The interest rate is fixed

Dokiman: MauBank home

Seksion dokiman: Calculator controls and executable annual-rate constant

Seksion sit: Retail / Loans

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Telesarze 30 Sept 2026, 11:30. An viger depi: Pa presize.

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Verifie 30 Sept 2026

Housing Loan* | As from PLR - 1.50% to PLR - 0.90%; Prime Lending Rate (PLR) | 8.05%; Last updated – 5 June 2026

Dokiman: MauBank comparison

Seksion dokiman: Interest Rates (per annum) / Individuals; snapshot date, not product effective date

Seksion sit: Retail / Cards / Credit Cards

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Telesarze 29 Sept 2026, 11:17. An viger depi: Pa presize.

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Verifie 30 Sept 2026

Retail (MUR) Corporate (MUR) SME (MUR) Loan and Advances Processing & Handling fees on loans/overdraft 1% of Facility amount subject to a minimum of 1,000/- 1% of Facility amount subject to a minimum of 2,500/ or as per loan/overdraft agreement 1% of Facility amount subject to a minimum of 1,000/- (Government guaranteed SME schemes - Free) Renewal of Facilities 1% with a minimum of 1,000 and Maximum of 1,000.- and Maximum of MUR 5,000.- or as per loan agreement 1% of facility subject to a minimum of MUR 5,000.- or as per overdraft agreement’ 1% with a minimum of MUR 1,000 and Maximum of MUR 10,000.- or as per loan agreement Processing & Handling fees for facilities secured against Fixed Deposits Partly Secured 1% of loan amount (Minimum 1,000/-) 1% of the facility amount subject to a Min of MUR 1,000/ or as per loan agreement 1% of facility amount subject to a minimum of MUR 1,000/.- or as per loan agreement Fully Secured 1% of loan amount (Minimum 1,000/-) 1% of the facility amount subject to a Min of MUR 500/ or as per loan agreement 1% of facility amount subject to a minimum of MUR 1,000/.- or as per loan agreement Management fees on loans and Overdrafts 500 / - July 1000 / - July 1000 / - July Discounting fee per bill 500 / - per bill 500 / - per bill 500 / - per bill Ad-hoc Temporary Overdraft Fee Flat Fee of 300 /- Flat Fee of 300 /- Flat Fee of 300 /- Temporary Overdraft Facility 1% p.a. (Pro-rata Min 2,000/-) 1% p.a. (Pro-rata Min 2,000/-) 1% p.a. (Pro-rata Min 2,000/-) Temporary Increase in OD Limit 1% p.a. (Pro-rata Min 1,000/-) 1% p.a. (Pro-rata Min 1,000/-) 1% p.a. (Pro-rata Min 1,000/-) Commitment Fee on Loans 1% of any undrawn balance 1% of any undrawn balance 1% of any undrawn balance Processing fee on Loan approved but not availed 1,000/- 1,000/- 1,000/- Penalty for Early repayment of Loans Flat 1.0% on amount paid in advance on non-BPA Loans availed prior 1st Jan 2014 Flat 1.0% on amount paid in advance on non-BPA loans Flat 1.0% on amount paid in advance on non-BPA loans N.B : No early repayment fee will be applicable on credit facility in Mauritius currency availed by Individuals on or after 1 January 2014 Site Visit Reports 500/- per Site Visit 2000/- per Site Visit 1000/- per Site Visit Security Charges Change of Security 500 / -+ Govt fees 500 / -+ Govt fees 500 / -+ Govt fees Cession De Priorite 1,000/- 1,000/- 1,000/- Partial Erasure 500/- + Govt duty 500/- + Govt duty 500/- + Govt duty Pari passu request 1000/- 1000/- 1000/- Other consent letters/ Revalidation 500/- 500/- 500/- Erasure of Charge fee/ Removal of Lien-NTA 200/-+ Govt fees 200/-+ Govt fees 200/-+ Govt fees Renewal Of Charge 200/-+ Govt fees 200/-+ Govt fees 200/-+ Govt fees Vetting of Corporate Document NIl NIl NIl Vetting of Charge Document NIl NIl NIl "Quittance Deed and Main Levee" 500/- 500/- 500/- Search Cost Vetting of Title Deeds 500/- 500/- 500/- At Conservator of Mortgage’s office 500/- per search report 500/- per search report 500/- per search report At Registrar of Companies 500/- per search report 500/- per search report 500/- per search report Valuation Fees Valuer’s fees plus MUR 200/-Minimum 4200/- Valuer’s fees plus 2000/-Minimum 5000/- Valuer’s fees plus MUR 200/- Minimum 4200/- Valuation Fee- Facility amount less than valuation amount and Facility falls under BPA N/A N/A N/A Valuation fee - vehicles Valuer’s fee plus 200/- minimum 1500/- Valuer’s fee plus 200/- minimum 1500/- Valuer’s fee plus 200/- minimum 1500/- MCIB charges N/A 100/- per report 100/- per report(Government guaranteed SME schemes - Free) Maintenance Fees (Charged every 6 months - end of May and November ) Ledger Fee 001-050 140/- 140/- 140/- 051-100 290/- 290/- 290/- 101-150 440/- 440/- 440/- 151-200 590/- 590/- 590/- 201-250 740/- 740/- 740/- Number of Tnx Above 250 890/- 890/- 890/- Payoff Letter 500 /- per document 500 /- per document 500 /- per document Re-issue of sales deed for vehicles 1000 1000 1000 Issuance of Office (Bank) cheque 175/- 175/- 175/- Photocopy of Documents 15/- per page 15/- per page 15/- per page Reminder fee for credit facilities under Borrowers Protection act N/A N/A N/A First Reminder fee for credit facilities outside Borrowers Protection Act 175/- per reminder 175/- per reminder 175/- per reminder Second Reminder fee for credit facilities outside Borrowers Protection 200/- per reminder 200/- per reminder 200/- per reminder Penalty Fee for exceeding authorised limit (Facilities under BPA) 2% above applicable rate for individuals 5% above applicable rate for individuals 2% above applicable rate for individuals Penalty fee for exceeding authorised limit ( Facilities granted prior Jan 2014 ) 5% above applicable rate 6% above applicable rate 5% above applicable rate Penalty fee for exceeding authorised limit ( Facilities on or after 1 Jan 2014 ) 2% above applicable rate 5% above applicable rate 2% above applicable rate

Dokiman: MauBank fees

Seksion dokiman: Loan and Advances tariff including column headings, conditions and early-repayment footnote; no automatic fee application

Seksion sit: Retail / Cards / Credit Cards

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Version prodwi 1 · 30 Sept 2026

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