SBM Eco Loan - Unsecured

Vérifié le 3 oct. 2026

Eco Loan

Document : SBM eco

Section du document : Reviewed SBM product terms

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026

https://banking.sbmgroup.mu/individual/loans/ecoloan

Document : SBM eco

Section du document : Reviewed SBM product terms

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026

There is no denying that we are currently in a climate change crisis. At SBM Bank (Mauritius) Ltd, we strive to make a change towards a greener environment and better future for the next generations. SBM assists individuals, SMEs and corporates through various financing solutions designed to support their investment in eco-friendly equipment and technology to support their commitment to sustainability. SBM now offers both Secured and Unsecured Eco Loans, depending on the scope of your project. Eco Loan is geared towards financing projects promoting climate change mitigation or adaptation. Examples of projects are as follows: Climate Mitigation projects Climate Adaptation projects Renewable Energies: solar PV, wind farm, hydro, biomass. Investment in energy efficiency projects. Investments in green buildings with technologies/solutions to reduce energy consumption: LED lamps, occupancy sensors, efficient air conditioning systems Electric mobility Water savings: rainwater harvesting or any investment in technologies that reduce water consumption Investment in energy efficiency projects. Sustainable agriculture: Classic, tunnel or tropic greenhouse, micro-irrigation or drip irrigation, resilient varieties, use of technology, etc. Coastal zone protection & rehabilitation Thermal insulation (using bio/plant-based materials, green roofs, etc.) Treatment of wastewater & effluents Investments in green buildings with resilient solutions (with regards to treatment on water management, resilience against strong winds, risk of flooding, extreme temperatures, etc…) BOM Template Minimum loan amount of MUR 100,000 Up to 100% of the acquisition and installation costs (Excl VAT) Loan Repayment period between 4 and 7 years Up to 2 years moratorium on capital repayment for SBM Secured Eco Loan Competitive interest rates for both SBM Secured and Unsecured Eco Loan Security: Fixed charge on property belonging to individual and/or belonging to Guarantor, or Cash Collateral or any other security acceptable to the bank. National Identity Card Recent proof of address (utility bill – MT, CWA or CEB), not older than 3 months Last 3 months salary slips Last 3 months bank statements for existing customers / Last 6 months bank statements for new to bank customers Quotation from supplier Insurance policy (will be requested following loan approval, prior to disbursement) Feasibility study (if any) Invoices (if any) Additional documents required if loan is secured by a Fixed Charge on property: National Identity Card of owners Birth Certificate of owners Marriage Certificate of owners (if applicable) Divorce Certificate of owners (if applicable) Site plan of property offered as security Affidavit (duly registered and transcribed) Title Deed (duly registered and transcribed) Who can apply for this financing? Salaried customers Self-employed professionals SMEs

Document : SBM eco

Section du document : Reviewed SBM product terms

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026

There is no denying that we are currently in a climate change crisis. At SBM Bank (Mauritius) Ltd, we strive to make a change towards a greener environment and better future for the next generations. SBM assists individuals, SMEs and corporates through various financing solutions designed to support their investment in eco-friendly equipment and technology to support their commitment to sustainability. SBM now offers both Secured and Unsecured Eco Loans, depending on the scope of your project. Eco Loan is geared towards financing projects promoting climate change mitigation or adaptation. Examples of projects are as follows: Climate Mitigation projects Climate Adaptation projects Renewable Energies: solar PV, wind farm, hydro, biomass. Investment in energy efficiency projects. Investments in green buildings with technologies/solutions to reduce energy consumption: LED lamps, occupancy sensors, efficient air conditioning systems Electric mobility Water savings: rainwater harvesting or any investment in technologies that reduce water consumption Investment in energy efficiency projects. Sustainable agriculture: Classic, tunnel or tropic greenhouse, micro-irrigation or drip irrigation, resilient varieties, use of technology, etc. Coastal zone protection & rehabilitation Thermal insulation (using bio/plant-based materials, green roofs, etc.) Treatment of wastewater & effluents Investments in green buildings with resilient solutions (with regards to treatment on water management, resilience against strong winds, risk of flooding, extreme temperatures, etc…) BOM Template Minimum loan amount of MUR 100,000 Up to 100% of the acquisition and installation costs (Excl VAT) Loan Repayment period between 4 and 7 years Up to 2 years moratorium on capital repayment for SBM Secured Eco Loan Competitive interest rates for both SBM Secured and Unsecured Eco Loan Security: Fixed charge on property belonging to individual and/or belonging to Guarantor, or Cash Collateral or any other security acceptable to the bank. National Identity Card Recent proof of address (utility bill – MT, CWA or CEB), not older than 3 months Last 3 months salary slips Last 3 months bank statements for existing customers / Last 6 months bank statements for new to bank customers Quotation from supplier Insurance policy (will be requested following loan approval, prior to disbursement) Feasibility study (if any) Invoices (if any) Additional documents required if loan is secured by a Fixed Charge on property: National Identity Card of owners Birth Certificate of owners Marriage Certificate of owners (if applicable) Divorce Certificate of owners (if applicable) Site plan of property offered as security Affidavit (duly registered and transcribed) Title Deed (duly registered and transcribed) Who can apply for this financing? Salaried customers Self-employed professionals SMEs

Document : SBM eco

Section du document : Reviewed SBM product terms

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026

11 Loans and Advances N/A x Processing fee Loans fully secured by cash collateral 1 % of facility amount minimum Rs. 1,000/maximum Rs. 5,000 rounded to the next Rs. 100 Unsecured Loans 1% of facility amount minimum Rs. 1,000 / maximum Rs. 50,000 rounded to the next Rs. 100 Secured Loans 1 % of facility amount minimum Rs. 3,000 / maximum Rs. 75,000 rounded to the next Rs. 100 1% of facility amount or as per agreement 0.50% of facility amount for renewal of facility Minimum: Rs. Rs. 5,000 Maximum: Rs. Rs. 50,000 0.25% of facility amount for temporary banking facility Minimum: Rs. 5,000 Maximum: Rs. 50,000 Rs 1,000 for extension of Import Loan after the maturity date x Arrangement fee N/A 0.50% to 1% x Ledger fee Individual: Rs. 125 + VAT, Rs. 143.75 per month Corporate: Rs. 200 + VAT, i.e. Rs. 230 payable monthly x Rescheduling fee (Applicable to non-impaired loan rescheduled more than 2 times) 1% of total facility amount with a minimum of Rs. 5,000 and maximum Rs. 50,000 x Commitment fee Education Loan 1% is charged per annum on any undrawn balance after 3 months as from date moratorium ends or as specified in the facility agreement. Mortgage loan 1% is charged per annum on any undrawn balance either 12 months as from first disbursement date or as from date moratorium ends or as specified in the facility agreement. Other loan 1% is charged per annum on any undrawn balance after 3 months as from date of signature of facility agreement or as specified in the facility agreement. 1% of undrawn balance at end of the draw-down period, if undrawn amount is cancelled. In case drawdown period is extended, 1% per annum of undrawn balance for any subsequent period of 12 months. x Early repayment fee Applicable to mortgage / housing / consumer loan In respect of individual (as defined by the bank) only Loans availed prior to 01 Jan 2014: A flat fee of 1% on prepaid capital amount shall be charged Loans availed after 01 Jan 2014: No fee applicable Other than individual (as defined by the bank) only 1% p.a. on amount paid in advance over the residual lifetime of the loan with a minimum of Rs 1,000, whichever is higher. For facilities governed by the Borrower Protection Act No early repayment fee is charged 1% p.a. on amount paid in advance over the residual lifetime of the loan with a minimum of Rs 20,000, whichever is higher For facilities governed by the Borrower Protection Act (BPA): No early repayment fee is charged x Valuation survey & report (immovable property) for any valuation carried out by the Bank. 0.75% of loan amount with a minimum of Rs. 5,000 (inclusive of VAT) and a maximum of Rs. 10,000 (inclusive of VAT) or as prescribed by valuer, whichever is higher 0.75% of loan amount with a minimum of Rs. 5,000 (inclusive of VAT) and a maximum of Rs. 10,000 (inclusive of VAT) or as prescribed by valuer, whichever is higher x Legal charges for creation of security documents for banking facilities Legal fees charged by Legal Counsel/Attorney/Notary (where applicable) Erasure of charge (full and partial): Rs 300 / Rs. 1,000 per charge x Erasure of charges Individual: Government fees + Rs. 500 commission Corporate: Government fees + Rs. 1,000 commission 12 Guarantees

Document : SBM tariff

Section du document : Individuals: loan charges; not all fees are priced

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026

11 Loans and Advances N/A x Processing fee Loans fully secured by cash collateral 1 % of facility amount minimum Rs. 1,000/maximum Rs. 5,000 rounded to the next Rs. 100 Unsecured Loans 1% of facility amount minimum Rs. 1,000 / maximum Rs. 50,000 rounded to the next Rs. 100 Secured Loans 1 % of facility amount minimum Rs. 3,000 / maximum Rs. 75,000 rounded to the next Rs. 100 1% of facility amount or as per agreement 0.50% of facility amount for renewal of facility Minimum: Rs. Rs. 5,000 Maximum: Rs. Rs. 50,000 0.25% of facility amount for temporary banking facility Minimum: Rs. 5,000 Maximum: Rs. 50,000 Rs 1,000 for extension of Import Loan after the maturity date x Arrangement fee N/A 0.50% to 1% x Ledger fee Individual: Rs. 125 + VAT, Rs. 143.75 per month Corporate: Rs. 200 + VAT, i.e. Rs. 230 payable monthly x Rescheduling fee (Applicable to non-impaired loan rescheduled more than 2 times) 1% of total facility amount with a minimum of Rs. 5,000 and maximum Rs. 50,000 x Commitment fee Education Loan 1% is charged per annum on any undrawn balance after 3 months as from date moratorium ends or as specified in the facility agreement. Mortgage loan 1% is charged per annum on any undrawn balance either 12 months as from first disbursement date or as from date moratorium ends or as specified in the facility agreement. Other loan 1% is charged per annum on any undrawn balance after 3 months as from date of signature of facility agreement or as specified in the facility agreement. 1% of undrawn balance at end of the draw-down period, if undrawn amount is cancelled. In case drawdown period is extended, 1% per annum of undrawn balance for any subsequent period of 12 months. x Early repayment fee Applicable to mortgage / housing / consumer loan In respect of individual (as defined by the bank) only Loans availed prior to 01 Jan 2014: A flat fee of 1% on prepaid capital amount shall be charged Loans availed after 01 Jan 2014: No fee applicable Other than individual (as defined by the bank) only 1% p.a. on amount paid in advance over the residual lifetime of the loan with a minimum of Rs 1,000, whichever is higher. For facilities governed by the Borrower Protection Act No early repayment fee is charged 1% p.a. on amount paid in advance over the residual lifetime of the loan with a minimum of Rs 20,000, whichever is higher For facilities governed by the Borrower Protection Act (BPA): No early repayment fee is charged x Valuation survey & report (immovable property) for any valuation carried out by the Bank. 0.75% of loan amount with a minimum of Rs. 5,000 (inclusive of VAT) and a maximum of Rs. 10,000 (inclusive of VAT) or as prescribed by valuer, whichever is higher 0.75% of loan amount with a minimum of Rs. 5,000 (inclusive of VAT) and a maximum of Rs. 10,000 (inclusive of VAT) or as prescribed by valuer, whichever is higher x Legal charges for creation of security documents for banking facilities Legal fees charged by Legal Counsel/Attorney/Notary (where applicable) Erasure of charge (full and partial): Rs 300 / Rs. 1,000 per charge x Erasure of charges Individual: Government fees + Rs. 500 commission Corporate: Government fees + Rs. 1,000 commission 12 Guarantees

Document : SBM tariff

Section du document : Individuals: monthly ledger fee

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026

Minimum loan amount of MUR 100,000

Document : SBM eco

Section du document : Reviewed SBM product terms

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026

Repayment period between 4 and 7 years

Document : SBM eco

Section du document : Reviewed SBM product terms

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026

Repayment period between 4 and 7 years

Document : SBM eco

Section du document : Reviewed SBM product terms

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026

There is no denying that we are currently in a climate change crisis. At SBM Bank (Mauritius) Ltd, we strive to make a change towards a greener environment and better future for the next generations. SBM assists individuals, SMEs and corporates through various financing solutions designed to support their investment in eco-friendly equipment and technology to support their commitment to sustainability. SBM now offers both Secured and Unsecured Eco Loans, depending on the scope of your project. Eco Loan is geared towards financing projects promoting climate change mitigation or adaptation. Examples of projects are as follows: Climate Mitigation projects Climate Adaptation projects Renewable Energies: solar PV, wind farm, hydro, biomass. Investment in energy efficiency projects. Investments in green buildings with technologies/solutions to reduce energy consumption: LED lamps, occupancy sensors, efficient air conditioning systems Electric mobility Water savings: rainwater harvesting or any investment in technologies that reduce water consumption Investment in energy efficiency projects. Sustainable agriculture: Classic, tunnel or tropic greenhouse, micro-irrigation or drip irrigation, resilient varieties, use of technology, etc. Coastal zone protection & rehabilitation Thermal insulation (using bio/plant-based materials, green roofs, etc.) Treatment of wastewater & effluents Investments in green buildings with resilient solutions (with regards to treatment on water management, resilience against strong winds, risk of flooding, extreme temperatures, etc…) BOM Template Minimum loan amount of MUR 100,000 Up to 100% of the acquisition and installation costs (Excl VAT) Loan Repayment period between 4 and 7 years Up to 2 years moratorium on capital repayment for SBM Secured Eco Loan Competitive interest rates for both SBM Secured and Unsecured Eco Loan Security: Fixed charge on property belonging to individual and/or belonging to Guarantor, or Cash Collateral or any other security acceptable to the bank. National Identity Card Recent proof of address (utility bill – MT, CWA or CEB), not older than 3 months Last 3 months salary slips Last 3 months bank statements for existing customers / Last 6 months bank statements for new to bank customers Quotation from supplier Insurance policy (will be requested following loan approval, prior to disbursement) Feasibility study (if any) Invoices (if any) Additional documents required if loan is secured by a Fixed Charge on property: National Identity Card of owners Birth Certificate of owners Marriage Certificate of owners (if applicable) Divorce Certificate of owners (if applicable) Site plan of property offered as security Affidavit (duly registered and transcribed) Title Deed (duly registered and transcribed) Who can apply for this financing? Salaried customers Self-employed professionals SMEs

Document : SBM eco

Section du document : Reviewed SBM product terms

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026 · Page 1

For a smarter tomorrow GENERAL TERMS AND CONDITIONS FOR LOAN FACILITIES We agree to be bound by the standard conditions of SBM Bank (Mauritius) Ltd (the "Bank/SBM") : 1 I /We declare that to the best of my/our knowledge and belief the particulars set out in this application are true and correct and that no information which might affect the decision of the Bank has been withheld. I/We hereby agree to abide by the rules and regulations of the bank. 2. I/We hereby authorise the Bank to contact my/our employer/s to inquire on my/our employment details including salaries. 3. I /We understand that the Bank of Mauritius has, in the exercise of the powers conferred upon it by law, established a Central Credit Bureau, the “Mauritius Credit Information Bureau” (MCIB), to collect credit information from banks regarding the credit facilities which they grant to their customers in order to enable any bank which approached for a credit facility by a customer to obtain credit information from MCIB regarding any credit facilities granted to that customer by other banks. I/We further understand that: a. T he Bank will, as part of its appraisal process of the present application access MCIB to seek information on credit facilities provided to me/us by other banks, banks, and I/we authorise the Bank to do so. b. I t will be a term of the credit facility applied for, if granted, that information regarding it shall be given to MCIB for the use of MCIB and other banks. c. I /We have the right to request from the MCIB information on what has been registered in my/our name in the MCIB. The information so collected will be kept in strict confidence by MCIB and the banks concerned. d. T he Bank reserves the right to accept or not to entertain my application for banking facilities at its sole discretion without assigning any reason whatsoever. 4. I/We authorise the Bank to debit my/our account with respect to fees, as applicable (refer to Tariff Guide on our website www.sbmbank.com. 5. I /We formally declare and undertake to disclose to SBM Bank (Mauritius) Ltd in writing any subsequent credit facility that may be applied for by me from or granted to me by any other lending institution. 6. I/We unreservedly certify having taken cognizance of the terms and requirements of the Borrower Protection Act 2007. I/We formally declare and undertake to: a. Disclose to SBM Bank (Mauritius) Ltd in writing any subsequent credit facility that may be applied for by me/us or granted to me/us by any other lending institution. b. I mmediately inform SBM Bank (Mauritius) Ltd and my/our guarantor(s), if any, should I/we be unable to repay any instalment due to the bank, and give reasons therefor and seek the concurrence of SBM Bank (Mauritius) Ltd regarding arrangements for the payment of the instalment in default. c. disclose in writing - (i) a ll other outstanding credit facilities already granted to me/us and details of any other liabilities, terms of repayment, amount still outstanding, or any instalments in arrears; (ii) my/ouraveragemonthly expenses; (iii) particulars of my/our monthly income; and (iv) such other relevant information which SBM Bank (Mauritius) Ltd reasonably requires 7. I/We (Borrower/s) further undertake to immediately inform SBM Bank (Mauritius) Ltd and my guarantor(s), if any, should I be unable to repay any instalment due to the Bank or to any other lending institution 8. By signing and agreeing to the terms of this form, I/We am/are giving my/our your consent to disclose my/our personal data, including information about my/our account/s and transactions to : a. Any company or entity within the SBM group (whether within or outside Mauritius) and other parties which intervene in the business relationship such as processing centres and credit information bureaus. b. Subcontractors, suppliers or agents on the understanding they will keep my/our personal data confidential. However I/we will not be liable if they breach confidentiality. c. Any person who may assume or acquire our rights; or d. Where required by law or regulation. 9. The Bank may have recourse to various IT systems including but not limited to credit scoring systems and profiling systems for marketing purposes in order to process and obtain automated decisions based on my/our personal data provided by me/us to the Bank. These automated systems facilitate in identifying the suitability of the Bank's product and service offering to us. 10. Where I/We have consented to receiving marketing materials from the Bank, SBM and any other entity within the SBM group may use my/our information to inform me/us by telephone, text message, email or letter of the Bank's products or services which the Bank believe may be of interest to me/us. 11. We understand that a copy of the above terms and conditions may be made available to me/us upon request. The Bank may amend its terms and conditions at any time and it will inform me/us of any changes through email, letter, notices in its branches or offices or on its website or ATMs. 1 of 2

Document : SBM linked_7df32b84719b

Section du document : Linked official terms / applicable conditions (not a guaranteed financial benefit)

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026 · Page 2

For a smarter tomorrow GENERAL TERMS AND CONDITIONS FOR LOAN FACILITIES (Cont'd) 12. By signing this form I/We agree to the above terms : a. I/We acknowledge that I have read and understood the contents b. I/We confirm that the personal data provided is complete and accurate c. I/We acknowledge that the Bank will not be liable for any unauthorised disclosure of my/our personal data by a third party unless I/we have been negligent d. I/We provide my/our consent on the terms above. Applicant Name: ………………………………………..................................................................................................................................................... Signature: ………………………………………................................. Date : ………………………………….. Joint Applicant Name: ………………………………………..................................................................................................................................................... Signature: ………………………………………................................. Date : ………………………………….. 2 of 2

Document : SBM linked_7df32b84719b

Section du document : Linked official terms / applicable conditions (not a guaranteed financial benefit)

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026 · Page 1

For a smarter tomorrow GENERAL TERMS AND CONDITIONS FOR LOAN FACILITIES We agree to be bound by the standard conditions of SBM Bank (Mauritius) Ltd (the "Bank/SBM") : 1 I /We declare that to the best of my/our knowledge and belief the particulars set out in this application are true and correct and that no information which might affect the decision of the Bank has been withheld. I/We hereby agree to abide by the rules and regulations of the bank. 2. I/We hereby authorise the Bank to contact my/our employer/s to inquire on my/our employment details including salaries. 3. I /We understand that the Bank of Mauritius has, in the exercise of the powers conferred upon it by law, established a Central Credit Bureau, the “Mauritius Credit Information Bureau” (MCIB), to collect credit information from banks regarding the credit facilities which they grant to their customers in order to enable any bank which approached for a credit facility by a customer to obtain credit information from MCIB regarding any credit facilities granted to that customer by other banks. I/We further understand that: a. T he Bank will, as part of its appraisal process of the present application access MCIB to seek information on credit facilities provided to me/us by other banks, banks, and I/we authorise the Bank to do so. b. I t will be a term of the credit facility applied for, if granted, that information regarding it shall be given to MCIB for the use of MCIB and other banks. c. I /We have the right to request from the MCIB information on what has been registered in my/our name in the MCIB. The information so collected will be kept in strict confidence by MCIB and the banks concerned. d. T he Bank reserves the right to accept or not to entertain my application for banking facilities at its sole discretion without assigning any reason whatsoever. 4. I/We authorise the Bank to debit my/our account with respect to fees, as applicable (refer to Tariff Guide on our website www.sbmbank.com. 5. I /We formally declare and undertake to disclose to SBM Bank (Mauritius) Ltd in writing any subsequent credit facility that may be applied for by me from or granted to me by any other lending institution. 6. I/We unreservedly certify having taken cognizance of the terms and requirements of the Borrower Protection Act 2007. I/We formally declare and undertake to: a. Disclose to SBM Bank (Mauritius) Ltd in writing any subsequent credit facility that may be applied for by me/us or granted to me/us by any other lending institution. b. I mmediately inform SBM Bank (Mauritius) Ltd and my/our guarantor(s), if any, should I/we be unable to repay any instalment due to the bank, and give reasons therefor and seek the concurrence of SBM Bank (Mauritius) Ltd regarding arrangements for the payment of the instalment in default. c. disclose in writing - (i) a ll other outstanding credit facilities already granted to me/us and details of any other liabilities, terms of repayment, amount still outstanding, or any instalments in arrears; (ii) my/ouraveragemonthly expenses; (iii) particulars of my/our monthly income; and (iv) such other relevant information which SBM Bank (Mauritius) Ltd reasonably requires 7. I/We (Borrower/s) further undertake to immediately inform SBM Bank (Mauritius) Ltd and my guarantor(s), if any, should I be unable to repay any instalment due to the Bank or to any other lending institution 8. By signing and agreeing to the terms of this form, I/We am/are giving my/our your consent to disclose my/our personal data, including information about my/our account/s and transactions to : a. Any company or entity within the SBM group (whether within or outside Mauritius) and other parties which intervene in the business relationship such as processing centres and credit information bureaus. b. Subcontractors, suppliers or agents on the understanding they will keep my/our personal data confidential. However I/we will not be liable if they breach confidentiality. c. Any person who may assume or acquire our rights; or d. Where required by law or regulation. 9. The Bank may have recourse to various IT systems including but not limited to credit scoring systems and profiling systems for marketing purposes in order to process and obtain automated decisions based on my/our personal data provided by me/us to the Bank. These automated systems facilitate in identifying the suitability of the Bank's product and service offering to us. 10. Where I/We have consented to receiving marketing materials from the Bank, SBM and any other entity within the SBM group may use my/our information to inform me/us by telephone, text message, email or letter of the Bank's products or services which the Bank believe may be of interest to me/us. 11. We understand that a copy of the above terms and conditions may be made available to me/us upon request. The Bank may amend its terms and conditions at any time and it will inform me/us of any changes through email, letter, notices in its branches or offices or on its website or ATMs. 1 of 2

Document : SBM linked_1e05f3acac55

Section du document : Linked official terms / applicable conditions (not a guaranteed financial benefit)

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.

Vérifié le 3 oct. 2026 · Page 2

For a smarter tomorrow GENERAL TERMS AND CONDITIONS FOR LOAN FACILITIES (Cont'd) 12. By signing this form I/We agree to the above terms : a. I/We acknowledge that I have read and understood the contents b. I/We confirm that the personal data provided is complete and accurate c. I/We acknowledge that the Bank will not be liable for any unauthorised disclosure of my/our personal data by a third party unless I/we have been negligent d. I/We provide my/our consent on the terms above. Applicant Name: ………………………………………..................................................................................................................................................... Signature: ………………………………………................................. Date : ………………………………….. Joint Applicant Name: ………………………………………..................................................................................................................................................... Signature: ………………………………………................................. Date : ………………………………….. 2 of 2

Document : SBM linked_1e05f3acac55

Section du document : Linked official terms / applicable conditions (not a guaranteed financial benefit)

Rubrique du site : Individual / Loans

Fil d’Ariane de la banque : Individual → Loans

Téléchargé le 3 oct. 2026, 12:02. En vigueur à partir du : Non indiqué.