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Personal Loan (Unsecured)

Préparez un remboursement adapté à votre prochain projet.

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Indiquez le montant et la durée de remboursement souhaités.

Minimum publié : 50 000,00 MURMaximum publié : 4 000 000,00 MUR

Durée maximale publiée : 84 mois.

Plus de détails, quand vous en avez besoin.

À propos de ce prêt

Les noms bancaires, citations et documents sources restent dans leur langue d’origine. Les explications traduites ne remplacent pas les conditions de la banque.

Your goals matter to us. If you are looking for a fast and reliable personal loan in Mauritius, MauBank provides a tailored lending solution designed to support your financial plans.

  • Repayment Term Up to 7 years
  • Collateral Required Not Applicable (Terms & Conditions apply)

Éligibilité et conditions

  • Advertised tariff labels retain their asterisks; verify applicable qualifying terms. The tariff update date is a benchmark snapshot, not a product effective date.
  • Disclaimer We provide this calculator for convenience to you to deliver results based on your input and assumptions, to be used at your own risk. It is provided to you for information purposes only, and does not constitute any financial or investment advice in any form or manner and it should not be used for any other purpose. It is a guide only, and we do not guarantee the accuracy of any information thereof. We strongly recommend that you seek the advice of a Relationship Manager before applying for a loan. This calculator will not pre-qualify you for any facility whatsoever with MauBank Ltd. The results presented by this calculator are hypothetical and may not reflect the exact amount. MauBank Ltd, its officers, agents and affiliates do not accept responsibility for any errors or omissions whatsoever in relation to this calculator, and do not accept liability for any loss, damage, inconvenience experienced or otherwise, caused in respect of any reliance on this calculator or information on this website or for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools.
  • Minimum Monthly Salary MUR 20,000
  • Unsecured Personal Loan: Enjoy financial flexibility with no collateral required. Borrow up to 20× your monthly salary (maximum MUR 4 million) and repay over 7 years. Available to both salaried and self-employed individuals earning at least Rs 20,000 per month. Total repayments, including other loans, should not exceed 50% of your income. Apply easily with your ID, proof of income, and bank statements. Repayments are made via salary deduction and can be tracked in the MauBank WithMe app.
  • To be eligible for a personal loan at MauBank, you must be a confirmed salaried employee. For self-employed applicants, relevant supporting documents such as a valid Business Registration Number (BRN), trade licence, PSV licence, planter’s card, proof of income, MRA Return or any other applicable professional certification must be submitted. Your total monthly loan repayments, including the new personal loan, should not exceed 50% of your basic salary to ensure responsible borrowing.
Taux, limites et coûts à confirmer

Exemple du calculateur de la banque: 10 %

Une illustration, pas une offre garantie ni un taux contractuellement fixe. Votre taux proposé peut différer.

Tarification bancaire annoncée: Personal loan* | As from PLR + 2.00% to + 5.75%)

PLR: 8,05 % · 2026-06-05

Plages de saisie du calculateur bancaire: 50 000,00 MUR – 4 000 000,00 MUR · 12–84 mois

Ces plages ne constituent pas des limites d’éligibilité ou d’approbation. Les conditions publiées et divergences restent pertinentes.

Calculator example 10% annually; tariff: Personal loan* | As from PLR + 2.00% to + 5.75%). PLR snapshot 8.05% as at 2026-06-05. Calculator 'fixed' wording is not a contractual fixed-rate guarantee.

Frais encore à confirmer

  • General retail tariff (applicability, timing and tax require confirmation): Processing & Handling fees on loans/overdraft | 1% of Facility amount subject to a minimum of 1,000/-. No generic processing charge has been applied automatically to this product.
  • Insurance, valuation, registration, legal and other applicable charges are unpriced pending individual scope and tax review.
Sources et vérification (12 faits)
Estimate config

Vérifié le 30 sept. 2026

WHAT ARE YOU LOOKING FOR? Home Retail Loans Personal Loan (Unsecured) Personal Loan (Unsecured) Personal Loan in Mauritius – Quick, Simple & Secure Your goals matter to us. If you are looking for a fast and reliable personal loan in Mauritius, MauBank provides a tailored lending solution designed to support your financial plans. With quick processing, flexible repayment terms, our personal loan offer ensures peace of mind when you need it most. Get an Estimate Get in touch Features Explore a personal unsecured loan that’s easy, secure, and meets your needs Disbursement Time Within 48 hours (upon submission of all documents) Amount Minimum Amount: MUR 50,000 | Maximum Amount: MUR 4,000,000 Repayment Term Up to 7 years Interest Rate Competitive Collateral Required Not Applicable (Terms & Conditions apply) Minimum Monthly Salary MUR 20,000 Available to Non-Customers Yes Who Can Apply for a MauBank Personal Loan? Documents Required to apply for a Personal Loan? How to Apply for a MauBank Personal Loan Personal Goals You Can Finance with MauBank Ready to Take the Next Step? To apply for a personal loan in Mauritius at MauBank, you will need: National ID card or passport Proof of address (dated within the last 3 months) Last 3 months’ salary slips Last 6 months’ bank statement (if not a MauBank customer) Letter of confirmation from employer For self-employed applicants, relevant supporting documents such as a valid Business Registration Number (BRN), trade licence, PSV licence, planter’s card, MRA Return or any other applicable professional certification must be submitted. Marriage certificate (if applicable) Applying for your personal loan is simple: Visit any MauBank Business Centre Submit your completed application with the required documents Get approval and receive your funds within 48 hours* Find a MauBank Business Centre Weddings & Celebrations Finance your big day without compromising on the details. Home Renovation Upgrade or repair your home with a tailored financial solution. Travel & Holidays Turn your dream vacation into reality with affordable monthly repayments. Debt Consolidation Simplify your finances by combining multiple debts into one manageable payment. Medical Expenses Get the treatment you need without financial stress. Get the financial support you need with a MauBank Personal Loan in Mauritius. Speak to one of our loan specialists today. Contact Us Frequently Asked Questions about Personal Loan in Mauritius Can’t make a decision? Here’s the difference between unsecured and secured personal loans. Unsecured Personal Loan: Enjoy financial flexibility with no collateral required. Borrow up to 20× your monthly salary (maximum MUR 4 million) and repay over 7 years. Available to both salaried and self-employed individuals earning at least Rs 20,000 per month. Total repayments, including other loans, should not exceed 50% of your income. Apply easily with your ID, proof of income, and bank statements. Repayments are made via salary deduction and can be tracked in the MauBank WithMe app. Secured Personal Loan: Ideal if you prefer a collateral-backed option. Use your property or term deposit as security to access higher loan amounts and repayment terms up to 20 years. Open to salaried and self-employed customers earning at least Rs 20,000 monthly, with repayments not exceeding 50% of income. Whatever your goal, quick funds or long-term financing - MauBank’s personal loans give you choice, flexibility, and confidence. Who is eligible to apply for a personal loan in Mauritius with MauBank? Anyone aged 19 or above with a regular income and a good credit history can apply. To be eligible for a personal loan at MauBank, you must be a confirmed salaried employee. For self-employed applicants, relevant supporting documents such as a valid Business Registration Number (BRN), trade licence, PSV licence, planter’s card, proof of income, MRA Return or any other applicable professional certification must be submitted. Your total monthly loan repayments, including the new personal loan, should not exceed 50% of your basic salary to ensure responsible borrowing. Can I apply for a MauBank personal loan if I’m not a customer? Yes, you can apply for a Personal Loan even if you're not a customer of MauBank, as long as you meet the eligibility criteria. Do I need to provide collateral for a personal loan at MauBank? With MauBank’s unsecured personal loan, there’s no need for collateral, you don’t have to pledge any assets or property. This means faster processing and a simpler approval process, as no asset evaluation is required. Simply meet the eligibility criteria and provide the required documents to apply. Personal Loan Calculator – Estimate Your Monthly Payments Take control of your borrowing journey by estimating your monthly repayment amount. Use our free loan calculator to explore what fits your budget. Loan Amount Rs Rs 50,000 Rs 4,000,000 Please specify the amount of loan you require Loan Tenure year(s) 1 year 7 years Please specify loan tenure Interest Rate 10 % The interest rate is fixed. Monthly Installment Rs 0 Your estimated monthly installment Total Repayment Total amount you will repay over full tenure 0 ! Disclaimer We provide this calculator for convenience to you to deliver results based on your input and assumptions, to be used at your own risk. It is provided to you for information purposes only, and does not constitute any financial or investment advice in any form or manner and it should not be used for any other purpose. It is a guide only, and we do not guarantee the accuracy of any information thereof. We strongly recommend that you seek the advice of a Relationship Manager before applying for a loan. This calculator will not pre-qualify you for any facility whatsoever with MauBank Ltd. The results presented by this calculator are hypothetical and may not reflect the exact amount. MauBank Ltd, its officers, agents and affiliates do not accept responsibility for any errors or omissions whatsoever in relation to this calculator, and do not accept liability for any loss, damage, inconvenience experienced or otherwise, caused in respect of any reliance on this calculator or information on this website or for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Other Loan Products Offered by MauBank Car Loan Looking to buy a new or second-hand car? LEARN MORE Home Loan Owning a home is one of life’s most significant milestones. With MauBank’s Home Loan in Mauritius, you benefit from tailored financing solutions th... LEARN MORE Sending email...

Document : MauBank unsecured

Section du document : Product features, eligibility, FAQ and calculator disclaimer

Rubrique du site : Retail / Loans

Fil d’Ariane de la banque : Retail → Loans

Trouvé via : Source page → unsecured

Téléchargé le 30 sept. 2026, 11:30. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions (ouvre un nouvel onglet)Ouvrir le document justificatif (ouvre un nouvel onglet)
Estimate config

Vérifié le 30 sept. 2026

<div class="loan_cal_nouislider_box" data-max="4000000" data-min="50000" data-step="10000" data-unit="Rs "> <div class="loan_cal_nouislider_info"> <div class="loan_cal_nouislider_title">Loan Amount</div> <div class="loan_cal_nouislider_amount input_amount"> Rs <input class="value cal_input" type="number" value="50000"/> </div> </div> <div class="loan_cal_nouislider_range"> <div class="loan_cal_slider"></div> <div class="loan_cal_num"> <span class="lownum">Rs 50,000</span> <span class="highnum">Rs 4,000,000</span> </div> <div class="loan_cal_numtxt"> Please specify the amount of loan you require </div> </div> </div> <div class="loan_cal_nouislider_box" data-max="7" data-min="1" data-step="1" data-unit=" years"> <div class="loan_cal_nouislider_info"> <div class="loan_cal_nouislider_title">Loan Tenure</div> <div class="loan_cal_nouislider_amount input_amount"> <!--<span class="value">5</span>--> <input class="value cal_input" type="number" value="1"/> year(s) </div> </div> <div class="loan_cal_nouislider_range"> <div class="loan_cal_slider"></div> <div class="loan_cal_num"> <span class="lownum">1 year</span> <span class="highnum">7 years</span> </div> <div class="loan_cal_numtxt"> Please specify loan tenure </div> </div> </div> <div class="loan_cal_nouislider_box" data-max="10" data-min="10" data-step="0.1" data-unit="%"> <div class="loan_cal_nouislider_info"> <div class="loan_cal_nouislider_title">Interest Rate</div> <div class="loan_cal_nouislider_amount"> <span class="value">10</span>% </div> </div> <div class="loan_cal_nouislider_range"> <!--<div class="loan_cal_num">--> <!-- <span class="lownum">10%</span>--> <!-- <span class="highnum">10%</span>--> <!--</div>--> <div class="loan_cal_numtxt"> The interest rate is fixed. </div> </div> </div> const rate = 10; Interest Rate 10 % The interest rate is fixed

Document : MauBank unsecured

Section du document : Calculator controls and executable annual-rate constant

Rubrique du site : Retail / Loans

Fil d’Ariane de la banque : Retail → Loans

Trouvé via : Source page → unsecured

Téléchargé le 30 sept. 2026, 11:30. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions (ouvre un nouvel onglet)Ouvrir le document justificatif (ouvre un nouvel onglet)
Estimate config

Vérifié le 30 sept. 2026

Personal loan* | As from PLR + 2.00% to + 5.75%); Prime Lending Rate (PLR) | 8.05%; Last updated – 5 June 2026

Document : MauBank comparison

Section du document : Interest Rates (per annum) / Individuals; snapshot date, not product effective date

Rubrique du site : Retail / Cards / Credit Cards

Fil d’Ariane de la banque : Retail → Cards → Credit Cards

Téléchargé le 29 sept. 2026, 11:17. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions (ouvre un nouvel onglet)Ouvrir le document justificatif (ouvre un nouvel onglet)
Estimate config

Vérifié le 30 sept. 2026

Processing & Handling fees on loans/overdraft | 1% of Facility amount subject to a minimum of 1,000/-

Document : MauBank fees

Section du document : Loans and Advances / Retail (MUR)

Rubrique du site : Retail / Cards / Credit Cards

Fil d’Ariane de la banque : Retail → Cards → Credit Cards

Téléchargé le 29 sept. 2026, 11:17. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions (ouvre un nouvel onglet)Ouvrir le document justificatif (ouvre un nouvel onglet)
Estimate config

Vérifié le 30 sept. 2026

Retail (MUR) Corporate (MUR) SME (MUR) Loan and Advances Processing & Handling fees on loans/overdraft 1% of Facility amount subject to a minimum of 1,000/- 1% of Facility amount subject to a minimum of 2,500/ or as per loan/overdraft agreement 1% of Facility amount subject to a minimum of 1,000/- (Government guaranteed SME schemes - Free) Renewal of Facilities 1% with a minimum of 1,000 and Maximum of 1,000.- and Maximum of MUR 5,000.- or as per loan agreement 1% of facility subject to a minimum of MUR 5,000.- or as per overdraft agreement’ 1% with a minimum of MUR 1,000 and Maximum of MUR 10,000.- or as per loan agreement Processing & Handling fees for facilities secured against Fixed Deposits Partly Secured 1% of loan amount (Minimum 1,000/-) 1% of the facility amount subject to a Min of MUR 1,000/ or as per loan agreement 1% of facility amount subject to a minimum of MUR 1,000/.- or as per loan agreement Fully Secured 1% of loan amount (Minimum 1,000/-) 1% of the facility amount subject to a Min of MUR 500/ or as per loan agreement 1% of facility amount subject to a minimum of MUR 1,000/.- or as per loan agreement Management fees on loans and Overdrafts 500 / - July 1000 / - July 1000 / - July Discounting fee per bill 500 / - per bill 500 / - per bill 500 / - per bill Ad-hoc Temporary Overdraft Fee Flat Fee of 300 /- Flat Fee of 300 /- Flat Fee of 300 /- Temporary Overdraft Facility 1% p.a. (Pro-rata Min 2,000/-) 1% p.a. (Pro-rata Min 2,000/-) 1% p.a. (Pro-rata Min 2,000/-) Temporary Increase in OD Limit 1% p.a. (Pro-rata Min 1,000/-) 1% p.a. (Pro-rata Min 1,000/-) 1% p.a. (Pro-rata Min 1,000/-) Commitment Fee on Loans 1% of any undrawn balance 1% of any undrawn balance 1% of any undrawn balance Processing fee on Loan approved but not availed 1,000/- 1,000/- 1,000/- Penalty for Early repayment of Loans Flat 1.0% on amount paid in advance on non-BPA Loans availed prior 1st Jan 2014 Flat 1.0% on amount paid in advance on non-BPA loans Flat 1.0% on amount paid in advance on non-BPA loans N.B : No early repayment fee will be applicable on credit facility in Mauritius currency availed by Individuals on or after 1 January 2014 Site Visit Reports 500/- per Site Visit 2000/- per Site Visit 1000/- per Site Visit Security Charges Change of Security 500 / -+ Govt fees 500 / -+ Govt fees 500 / -+ Govt fees Cession De Priorite 1,000/- 1,000/- 1,000/- Partial Erasure 500/- + Govt duty 500/- + Govt duty 500/- + Govt duty Pari passu request 1000/- 1000/- 1000/- Other consent letters/ Revalidation 500/- 500/- 500/- Erasure of Charge fee/ Removal of Lien-NTA 200/-+ Govt fees 200/-+ Govt fees 200/-+ Govt fees Renewal Of Charge 200/-+ Govt fees 200/-+ Govt fees 200/-+ Govt fees Vetting of Corporate Document NIl NIl NIl Vetting of Charge Document NIl NIl NIl "Quittance Deed and Main Levee" 500/- 500/- 500/- Search Cost Vetting of Title Deeds 500/- 500/- 500/- At Conservator of Mortgage’s office 500/- per search report 500/- per search report 500/- per search report At Registrar of Companies 500/- per search report 500/- per search report 500/- per search report Valuation Fees Valuer’s fees plus MUR 200/-Minimum 4200/- Valuer’s fees plus 2000/-Minimum 5000/- Valuer’s fees plus MUR 200/- Minimum 4200/- Valuation Fee- Facility amount less than valuation amount and Facility falls under BPA N/A N/A N/A Valuation fee - vehicles Valuer’s fee plus 200/- minimum 1500/- Valuer’s fee plus 200/- minimum 1500/- Valuer’s fee plus 200/- minimum 1500/- MCIB charges N/A 100/- per report 100/- per report(Government guaranteed SME schemes - Free) Maintenance Fees (Charged every 6 months - end of May and November ) Ledger Fee 001-050 140/- 140/- 140/- 051-100 290/- 290/- 290/- 101-150 440/- 440/- 440/- 151-200 590/- 590/- 590/- 201-250 740/- 740/- 740/- Number of Tnx Above 250 890/- 890/- 890/- Payoff Letter 500 /- per document 500 /- per document 500 /- per document Re-issue of sales deed for vehicles 1000 1000 1000 Issuance of Office (Bank) cheque 175/- 175/- 175/- Photocopy of Documents 15/- per page 15/- per page 15/- per page Reminder fee for credit facilities under Borrowers Protection act N/A N/A N/A First Reminder fee for credit facilities outside Borrowers Protection Act 175/- per reminder 175/- per reminder 175/- per reminder Second Reminder fee for credit facilities outside Borrowers Protection 200/- per reminder 200/- per reminder 200/- per reminder Penalty Fee for exceeding authorised limit (Facilities under BPA) 2% above applicable rate for individuals 5% above applicable rate for individuals 2% above applicable rate for individuals Penalty fee for exceeding authorised limit ( Facilities granted prior Jan 2014 ) 5% above applicable rate 6% above applicable rate 5% above applicable rate Penalty fee for exceeding authorised limit ( Facilities on or after 1 Jan 2014 ) 2% above applicable rate 5% above applicable rate 2% above applicable rate

Document : MauBank fees

Section du document : Loan and Advances tariff including column headings, conditions and early-repayment footnote; no automatic fee application

Rubrique du site : Retail / Cards / Credit Cards

Fil d’Ariane de la banque : Retail → Cards → Credit Cards

Téléchargé le 29 sept. 2026, 11:17. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions (ouvre un nouvel onglet)Ouvrir le document justificatif (ouvre un nouvel onglet)

Version du produit 1 · 30 sept. 2026

Voir les informations de la banque (ouvre un nouvel onglet)