Checked 11 Oct 2026
We use cookies to optimise the user experience. Tell Me More Dismiss Search Log in Menu Personal SME and Business Corporate and Investment Wealth Search Search search Log in to secure service Personal Personal SME and Business Corporate and international Personal SME and Business Corporate and international Internet banking Internet banking Wealth Internet banking Absa Access Absa Access Internet banking Wealth Internet banking Absa Access Absa Access Log in Our services Register for Online Banking Let an Absa Home Loan help you start your story Say yes to a home that grows with you, starting with rates as low as 5.30% p.a.* *Annual percentage rate (APR) is 5.381%. See our Campaign Terms and Conditions for more details. Financing starts from MUR500,000 Up to 100% financing (subject to eligibility) No early repayment fees on loan settlements Flexible repayment terms of up to 30 years, tailored to suit your needs You do not need to be an existing Absa customers to apply Re-financing options are available Take the first step toward your perfect home and let us contact you for your Absa Home Loan today Let us contact you Use the Home Loan calculator The Annual percentage rate (APR) is 5.129%. See our Campaign Terms and Conditions for more details on our rates starting as low as 5.05%. Get access to Household and Content Insurance against: Fire, lightning, explosions, cyclone, floods or tidal waves Riots, strikes, lock-outs, malicious damage or earthquakes Volcanic eruptions, aircraft impacts, electrical damage and burglaries Get access to Life insurance designed to help you plan for your future while protecting your finances: Eductaion plan Retirement plan Decreasing term insurance All insurance products are underwritten by our insurance partners and are subject to their terms and conditions. National identity card, passport or driver’s licence Utility bill (not older than three months) that is in your name Birth certificate or marriage certificate if relationship needs to be established Draft title deed Last 3 months' bank statements Latest salary slip If you earn other income (e.g. overtime/commissions/ travel allowance), last 12 months' salary slips are required If you have been with your current employer 6 months or less, letter confirming permanent employment Contract of employment if you are working under contract All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application. 1. What is an Absa Home Loan? An Absa Home Loan helps you finance the purchase, construction, or renovation of your home, with flexible repayment options designed around your budget and life goals. It can also be used to finance your solar panel installation. 2. Who can apply for an Absa Home Loan? Any eligible Mauritian resident with a regular income, whether you’re a salaried employee, self-employed, or a professional, can apply subject to credit approval and affordability assessment. This offer is also open to Digi customers. 3. What can I use a home loan for? Buy a house, apartment, or land Build your home Renovate or extend your existing property Refinance an existing home loan Finance your solar panel installation 4. How much can I borrow? The loan amount depends on factors such as your income, financial commitments, property value, and affordability. An Absa Advisor can help you estimate how much you qualify for. 5. What is the repayment period? You can choose a repayment period of up to 30 years, depending on your profile and the type of property financed. 6. Are interest rates fixed or variable? Absa Mauritius offers competitive interest rates, which may be fixed for a period or variable, depending on the option selected. Your nearest branch or Relationship Manager will guide you to the best choice for your situation. 7. Do I need a deposit? Yes, a deposit is usually required. The amount depends on the property value and your financial profile. The more you contribute upfront, the lower your monthly repayments may be. 8. How long does the approval process take? Once the application is complete, approval timelines are usually quick. Absa Mauritius strives to make the process as smooth and efficient as possible. 9. Can I repay a home loane arly? Yes. You can make additional payments or settle your loan early without any penalty, subject to all conditions being adhered to. This can help reduce interest over time. 10. Can first-time buyers apply? Yes. Absa Mauritius supports first-time homebuyers with guidance at every step, from application to moving in. 11. How do I apply? Visit your nearest Absa branch Speak to an Absa Relationship Manager Apply online or request a call-back Let us contact you Home loan calculator Fill in the details below and we will help you calculate your repayment For interest rates applicable during campaigns, please contact your Relationship Manager or visit one of our branches. Let us contact you to take the first steps towards your dream home Which solution are you interested in? Home loan Name * Phone number * Email address * Any additional information you would like to add Branch * Select branch Existing customer Yes No Please tick the box to confirm * I have read the Data Privacy Statement and agree to my personal details be processed by Absa Incorrect input. Please try again CAPTCHA * Submit dmpid sourceurl Download the Absa Banking App today Social Useful Tools Find a branch FX rates and government yields FX Global Code SWIFT International Transfers Fees, charges and commissions Customer notices Our sites Personal banking solutions Current accounts Savings accounts SME and Business Banking Corporate and Investment Banking Wealth Banking Digital banking Who we are About Absa Bank (Mauritius) Limited About Absa Group Careers Financial reports Corporate governance Citizenship News Support Talk to us Send feedback Grievance procedure Security centre MBA Communique Phishing Attempts Let us know what you think Legal Website terms of use Data privacy statement Cookie policy Product terms and conditions Data Protection Act 2017 Absa Bank (Mauritius) Limited (Reg No C10068913) is regulated by the Bank of Mauritius and the Financial Services Commission (Licence no AI12000440 - IK16000002- CS20000017- CV12000005). Insurance products are regulated by the FSC. Registered address: Sir William Newton Street, Port Louis, Mauritius. Principal place of business: Absa House, 68 Wall Street, Cybercity, Ebene 72201, Mauritius.Document: Absa loan home
Document section: Published product page
Website section: Personal / Loans
Bank breadcrumbs: Personal → Loans
Found via: Source page → home
Downloaded 11 Oct 2026, 14:56. Effective from: Not stated.