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Home Loan

Build a repayment plan that fits your next move.

Step 1 of 5

How much would you like to borrow?

Enter your loan amount and how long you want to repay.

Published minimum: MUR 200,000.00

Published maximum term: 360 months.

Purchase price and deposit optional

Purchase price is optional if you only know the loan amount. When you enter a price, a blank deposit counts as 0. The price must equal the loan amount plus your deposit.

A little more detail, when you need it.

About this loan

Bank names, quoted passages and source-document text are shown in their original language. Translated explanations do not replace the bank’s terms.

Your dream home at 5.24% Benefit from an exceptional rate of 5.24% and experience a smooth, stress-free journey with our dedicated team. We'll guide you every step of the way towards owning your dream home. Terms & Conditions apply. APR as from 5.34% p.a. talk to a specialist Apply now Experience the MCB difference Whether you are looking to purchase your new home or refinance your existing loan, MCB is committed to providing solutions tailored to your needs. Take the first step towards a secure and comfortable future with us. Years to repay Enjoy manageable monthly payments with up to 30 years Refinancing Benefit from up to 100% on refinancing of your existing home loan from other financial institutions. Exclusive discounts Up to 15% at approved partners with the MCB Home Loan card Know your budget Making sure you can meet your future home payments is probably the most important part of successful home ownership. Monthly repayments: Rs 000 Total interest amount: Rs 000 Total amount payable: Rs 000 Disclaimer Interest rates and other relevant parameters are for indicative purposes only and may be subject to change depending on the segment / product. Our loan calculator is an indicative tool and is meant to provide information and estimates based on information provided by you. The bank does not guarantee the accuracy, adequacy and completeness of any information or computation provided. The bank shall not be liable for any errors, inaccuracies, omissions or for any loss or damages suffered by any person in connection with the use of the calculator. Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. The bank reserves the right to change information or features of the

  • Up to 30 years, subject to approval.
  • Your dream home at 5.24%
  • Standard tariff excluding promotions: PLR - 0.850% to PLR + 1.250%, currently 6.050%–8.150% p.a. Confirm which offer applies.

Eligibility and conditions

Rates, limits and costs to confirm

Bank website calculator example: 5.24%

An illustration, not a guaranteed offer or a contractually fixed rate. Your quoted rate may differ.

Advertised bank pricing: Official indicative calculator: 5.24% p.a.; confirm your personal rate.

MCB Prime Lending Rate: 6.9% · 2026-06-01

Bank calculator input ranges: MUR 200,000.00 – Not available · 60–360 months

Calculator ranges are not eligibility or approval limits. Published conditions and discrepancies remain relevant.

Illustrative calculations are not a bank offer or approval; use a written quote for your circumstances.

The bank page repeats its calculator element ID, which can prevent its widget rendering a result. Clair independently calculates the reviewed nominal-rate illustration; bank-widget totals are not asserted as verified outputs.

The tariff states that promotional home rates are not reflected in its standard PLR-based ranges. The current 5.24% promotion is distinct from the advertised APR and is not a guaranteed fixed lifetime rate.

Costs not yet priced

  • Personal rate, mandatory insurance, tax treatment and any remaining charges require confirmation.
  • Processing fee is published but its tax treatment/applicability needs confirmation; it is not counted as zero or silently included as tax-free.
  • Insurance Handling fee Rs 500; applicability, timing, location-specific conditions and tax require confirmation.
  • Valuation survey & report fee 0.5% of loan amount, minimum Rs 1,000/ maximum Rs 5,000; applicability, timing, location-specific conditions and tax require confirmation.
Sources & verification (17 facts)
Rate qualifier

Checked 11 Oct 2026

Your dream home at 5.24% Benefit from an exceptional rate of 5.24% and experience a smooth, stress-free journey with our dedicated team. We'll guide you every step of the way towards owning your dream home. Terms & Conditions apply. APR as from 5.34% p.a. talk to a specialist Apply now Experience the MCB difference Whether you are looking to purchase your new home or refinance your existing loan, MCB is committed to providing solutions tailored to your needs. Take the first step towards a secure and comfortable future with us. Years to repay Enjoy manageable monthly payments with up to 30 years Refinancing Benefit from up to 100% on refinancing of your existing home loan from other financial institutions. Exclusive discounts Up to 15% at approved partners with the MCB Home Loan card Know your budget Making sure you can meet your future home payments is probably the most important part of successful home ownership. Monthly repayments: Rs 000 Total interest amount: Rs 000 Total amount payable: Rs 000 Disclaimer Interest rates and other relevant parameters are for indicative purposes only and may be subject to change depending on the segment / product. Our loan calculator is an indicative tool and is meant to provide information and estimates based on information provided by you. The bank does not guarantee the accuracy, adequacy and completeness of any information or computation provided. The bank shall not be liable for any errors, inaccuracies, omissions or for any loss or damages suffered by any person in connection with the use of the calculator. Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. The bank reserves the right to change information or features of the product and/or service listed at any time without notice. Container houses Embrace an eco-friendly home with a modern and sustainable lifestyle Quick to construct With less structural work required than a traditional house, container houses tend to be built more quickly. Spend more time living in your house than constructing it. Versatile, with modular design Container houses are easy to modify. Combine various containers to expand and re-arrange your home as your family and projects evolve. Sustainable Offering an eco-friendly housing alternative, container houses tend to have reduced construction waste and can easily be designed with energy-efficient features. Get in Touch More than just a home loan We offer a comprehensive suite of housing finance solutions. Whether you're a first-time homebuyer, looking to refinance, or embarking on a renovation project, we have the perfect loan option for you. Buy your first property Buy a second property Renovate or extend your property Refinance your home loan Your dream home in 5 simple steps 1 2 3 4 5 Apply with Ease Submit your application online, through our mobile app, or visit a branch. Quick Evaluation We assess your eligibility and property value. Approval Process We review your application for approval. Approval & Next Steps Receive your Approval in Principle and prepare loan documents. Loan Disbursement Sign your loan contract and receive the funds to finalise your purchase. Get your documents ready Acquisition (House, apartment or land) Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB PDV/Seller's contract (Title deed) Site and location plan / PIN Equifax or equivalent (For foreigners) Letter of consent from syndic (Applicable for an apartment) Construction, extension or renovation Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB PDV/Seller's contract (Title deed) Site and location plan / PIN Quotation Building permit Construction plan Equifax or equivalent (For foreigners) Refinancing Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB Title deed Site and location plan / PIN Previous Next Ready to get started? Start your MCB Home Loan application today and save your progress as you go. Even if you haven't gathered all your documents yet, you can return at any time to complete the process. Apply now Offers & promotions Transform your house into a home with our exclusive partner promotions PROFIX BUILDING AND RENOVATION CO LTD Reneworld Arthur Bonnet CUISIN’ART LTEE View all offers Ready to apply for a Home loan? Start your application now Start your Home Loan application

Document: Home loan

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → home

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Checked 11 Oct 2026

Prime lending rate 6.90 % p.a Effective as from 01 June 2026

Document: Interest Rates and Fees Guide | MCB

Document section: Official MCB product / tariff / calculator

Website section: Internet Banking

Found via: The Mauritius Commercial Bank Limited → Visa Signature | Cards | MCB

Downloaded 11 Oct 2026, 14:07. Effective from: 1 Jun 2026.

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Name

Checked 11 Oct 2026

Your dream home at 5.24% Benefit from an exceptional rate of 5.24% and experience a smooth, stress-free journey with our dedicated team. We'll guide you every step of the way towards owning your dream home. Terms & Conditions apply. APR as from 5.34% p.a. talk to a specialist Apply now Experience the MCB difference Whether you are looking to purchase your new home or refinance your existing loan, MCB is committed to providing solutions tailored to your needs. Take the first step towards a secure and comfortable future with us. Years to repay Enjoy manageable monthly payments with up to 30 years Refinancing Benefit from up to 100% on refinancing of your existing home loan from other financial institutions. Exclusive discounts Up to 15% at approved partners with the MCB Home Loan card Know your budget Making sure you can meet your future home payments is probably the most important part of successful home ownership. Monthly repayments: Rs 000 Total interest amount: Rs 000 Total amount payable: Rs 000 Disclaimer Interest rates and other relevant parameters are for indicative purposes only and may be subject to change depending on the segment / product. Our loan calculator is an indicative tool and is meant to provide information and estimates based on information provided by you. The bank does not guarantee the accuracy, adequacy and completeness of any information or computation provided. The bank shall not be liable for any errors, inaccuracies, omissions or for any loss or damages suffered by any person in connection with the use of the calculator. Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. The bank reserves the right to change information or features of the product and/or service listed at any time without notice. Container houses Embrace an eco-friendly home with a modern and sustainable lifestyle Quick to construct With less structural work required than a traditional house, container houses tend to be built more quickly. Spend more time living in your house than constructing it. Versatile, with modular design Container houses are easy to modify. Combine various containers to expand and re-arrange your home as your family and projects evolve. Sustainable Offering an eco-friendly housing alternative, container houses tend to have reduced construction waste and can easily be designed with energy-efficient features. Get in Touch More than just a home loan We offer a comprehensive suite of housing finance solutions. Whether you're a first-time homebuyer, looking to refinance, or embarking on a renovation project, we have the perfect loan option for you. Buy your first property Buy a second property Renovate or extend your property Refinance your home loan Your dream home in 5 simple steps 1 2 3 4 5 Apply with Ease Submit your application online, through our mobile app, or visit a branch. Quick Evaluation We assess your eligibility and property value. Approval Process We review your application for approval. Approval & Next Steps Receive your Approval in Principle and prepare loan documents. Loan Disbursement Sign your loan contract and receive the funds to finalise your purchase. Get your documents ready Acquisition (House, apartment or land) Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB PDV/Seller's contract (Title deed) Site and location plan / PIN Equifax or equivalent (For foreigners) Letter of consent from syndic (Applicable for an apartment) Construction, extension or renovation Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB PDV/Seller's contract (Title deed) Site and location plan / PIN Quotation Building permit Construction plan Equifax or equivalent (For foreigners) Refinancing Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB Title deed Site and location plan / PIN Previous Next Ready to get started? Start your MCB Home Loan application today and save your progress as you go. Even if you haven't gathered all your documents yet, you can return at any time to complete the process. Apply now Offers & promotions Transform your house into a home with our exclusive partner promotions PROFIX BUILDING AND RENOVATION CO LTD Reneworld Arthur Bonnet CUISIN’ART LTEE View all offers Ready to apply for a Home loan? Start your application now Start your Home Loan application

Document: Home loan

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → home

Downloaded 25 Sept 2026, 23:27. Effective from: Not stated.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Product url

Checked 11 Oct 2026

Your dream home at 5.24% Benefit from an exceptional rate of 5.24% and experience a smooth, stress-free journey with our dedicated team. We'll guide you every step of the way towards owning your dream home. Terms & Conditions apply. APR as from 5.34% p.a. talk to a specialist Apply now Experience the MCB difference Whether you are looking to purchase your new home or refinance your existing loan, MCB is committed to providing solutions tailored to your needs. Take the first step towards a secure and comfortable future with us. Years to repay Enjoy manageable monthly payments with up to 30 years Refinancing Benefit from up to 100% on refinancing of your existing home loan from other financial institutions. Exclusive discounts Up to 15% at approved partners with the MCB Home Loan card Know your budget Making sure you can meet your future home payments is probably the most important part of successful home ownership. Monthly repayments: Rs 000 Total interest amount: Rs 000 Total amount payable: Rs 000 Disclaimer Interest rates and other relevant parameters are for indicative purposes only and may be subject to change depending on the segment / product. Our loan calculator is an indicative tool and is meant to provide information and estimates based on information provided by you. The bank does not guarantee the accuracy, adequacy and completeness of any information or computation provided. The bank shall not be liable for any errors, inaccuracies, omissions or for any loss or damages suffered by any person in connection with the use of the calculator. Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. The bank reserves the right to change information or features of the product and/or service listed at any time without notice. Container houses Embrace an eco-friendly home with a modern and sustainable lifestyle Quick to construct With less structural work required than a traditional house, container houses tend to be built more quickly. Spend more time living in your house than constructing it. Versatile, with modular design Container houses are easy to modify. Combine various containers to expand and re-arrange your home as your family and projects evolve. Sustainable Offering an eco-friendly housing alternative, container houses tend to have reduced construction waste and can easily be designed with energy-efficient features. Get in Touch More than just a home loan We offer a comprehensive suite of housing finance solutions. Whether you're a first-time homebuyer, looking to refinance, or embarking on a renovation project, we have the perfect loan option for you. Buy your first property Buy a second property Renovate or extend your property Refinance your home loan Your dream home in 5 simple steps 1 2 3 4 5 Apply with Ease Submit your application online, through our mobile app, or visit a branch. Quick Evaluation We assess your eligibility and property value. Approval Process We review your application for approval. Approval & Next Steps Receive your Approval in Principle and prepare loan documents. Loan Disbursement Sign your loan contract and receive the funds to finalise your purchase. Get your documents ready Acquisition (House, apartment or land) Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB PDV/Seller's contract (Title deed) Site and location plan / PIN Equifax or equivalent (For foreigners) Letter of consent from syndic (Applicable for an apartment) Construction, extension or renovation Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB PDV/Seller's contract (Title deed) Site and location plan / PIN Quotation Building permit Construction plan Equifax or equivalent (For foreigners) Refinancing Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB Title deed Site and location plan / PIN Previous Next Ready to get started? Start your MCB Home Loan application today and save your progress as you go. Even if you haven't gathered all your documents yet, you can return at any time to complete the process. Apply now Offers & promotions Transform your house into a home with our exclusive partner promotions PROFIX BUILDING AND RENOVATION CO LTD Reneworld Arthur Bonnet CUISIN’ART LTEE View all offers Ready to apply for a Home loan? Start your application now Start your Home Loan application

Document: Home loan

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → home

Downloaded 25 Sept 2026, 23:27. Effective from: Not stated.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Loan type

Checked 11 Oct 2026

Your dream home at 5.24% Benefit from an exceptional rate of 5.24% and experience a smooth, stress-free journey with our dedicated team. We'll guide you every step of the way towards owning your dream home. Terms & Conditions apply. APR as from 5.34% p.a. talk to a specialist Apply now Experience the MCB difference Whether you are looking to purchase your new home or refinance your existing loan, MCB is committed to providing solutions tailored to your needs. Take the first step towards a secure and comfortable future with us. Years to repay Enjoy manageable monthly payments with up to 30 years Refinancing Benefit from up to 100% on refinancing of your existing home loan from other financial institutions. Exclusive discounts Up to 15% at approved partners with the MCB Home Loan card Know your budget Making sure you can meet your future home payments is probably the most important part of successful home ownership. Monthly repayments: Rs 000 Total interest amount: Rs 000 Total amount payable: Rs 000 Disclaimer Interest rates and other relevant parameters are for indicative purposes only and may be subject to change depending on the segment / product. Our loan calculator is an indicative tool and is meant to provide information and estimates based on information provided by you. The bank does not guarantee the accuracy, adequacy and completeness of any information or computation provided. The bank shall not be liable for any errors, inaccuracies, omissions or for any loss or damages suffered by any person in connection with the use of the calculator. Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. The bank reserves the right to change information or features of the product and/or service listed at any time without notice. Container houses Embrace an eco-friendly home with a modern and sustainable lifestyle Quick to construct With less structural work required than a traditional house, container houses tend to be built more quickly. Spend more time living in your house than constructing it. Versatile, with modular design Container houses are easy to modify. Combine various containers to expand and re-arrange your home as your family and projects evolve. Sustainable Offering an eco-friendly housing alternative, container houses tend to have reduced construction waste and can easily be designed with energy-efficient features. Get in Touch More than just a home loan We offer a comprehensive suite of housing finance solutions. Whether you're a first-time homebuyer, looking to refinance, or embarking on a renovation project, we have the perfect loan option for you. Buy your first property Buy a second property Renovate or extend your property Refinance your home loan Your dream home in 5 simple steps 1 2 3 4 5 Apply with Ease Submit your application online, through our mobile app, or visit a branch. Quick Evaluation We assess your eligibility and property value. Approval Process We review your application for approval. Approval & Next Steps Receive your Approval in Principle and prepare loan documents. Loan Disbursement Sign your loan contract and receive the funds to finalise your purchase. Get your documents ready Acquisition (House, apartment or land) Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB PDV/Seller's contract (Title deed) Site and location plan / PIN Equifax or equivalent (For foreigners) Letter of consent from syndic (Applicable for an apartment) Construction, extension or renovation Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB PDV/Seller's contract (Title deed) Site and location plan / PIN Quotation Building permit Construction plan Equifax or equivalent (For foreigners) Refinancing Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB Title deed Site and location plan / PIN Previous Next Ready to get started? Start your MCB Home Loan application today and save your progress as you go. Even if you haven't gathered all your documents yet, you can return at any time to complete the process. Apply now Offers & promotions Transform your house into a home with our exclusive partner promotions PROFIX BUILDING AND RENOVATION CO LTD Reneworld Arthur Bonnet CUISIN’ART LTEE View all offers Ready to apply for a Home loan? Start your application now Start your Home Loan application

Document: Home loan

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → home

Downloaded 25 Sept 2026, 23:27. Effective from: Not stated.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Estimate config

Checked 11 Oct 2026

Visible form#calculator: <input class="form-control text-3 h-auto py-2" data-msg-required="Please enter your value." disabled="" id="apr" onchange="mainCal();" placeholder="Interest rate as from 5.24%" required="" type="number" value=""/> ; <input class="form-control text-3 h-auto py-2" data-msg-required="Please enter your value." id="amount" min="200000" onchange="mainCal();" placeholder="I would like to borrow (Minimum MUR 200k)" required="" type="number" value=""/> ; <select class="form-select form-select-lg" id="years" onchange="mainCal();" required=""> <option selected="">And pay it back over (years)</option> <option value="5">5</option> <option value="10">10</option> <option value="15">15</option> <option value="20">20</option> <option value="25">25</option> <option value="30">30</option> </select>

Document: Home loan

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → home

Downloaded 25 Sept 2026, 23:27. Effective from: Not stated.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Rate basis

Checked 11 Oct 2026

var principal = parseFloat(amount.value); var interest = parseFloat(apr.value) / 100 / 12; var payments = parseFloat(years.value) * 12; // compute the monthly payment figure var x = Math.pow(1 + interest, payments); //Math.pow computes powers var monthly = (principal * x * interest) / (x - 1);

Document: Home loan

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → home

Downloaded 25 Sept 2026, 23:27. Effective from: Not stated.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Estimate config

Checked 11 Oct 2026

Your dream home at 5.24% Benefit from an exceptional rate of 5.24% and experience a smooth, stress-free journey with our dedicated team. We'll guide you every step of the way towards owning your dream home. Terms & Conditions apply. APR as from 5.34% p.a. talk to a specialist Apply now Experience the MCB difference Whether you are looking to purchase your new home or refinance your existing loan, MCB is committed to providing solutions tailored to your needs. Take the first step towards a secure and comfortable future with us. Years to repay Enjoy manageable monthly payments with up to 30 years Refinancing Benefit from up to 100% on refinancing of your existing home loan from other financial institutions. Exclusive discounts Up to 15% at approved partners with the MCB Home Loan card Know your budget Making sure you can meet your future home payments is probably the most important part of successful home ownership. Monthly repayments: Rs 000 Total interest amount: Rs 000 Total amount payable: Rs 000 Disclaimer Interest rates and other relevant parameters are for indicative purposes only and may be subject to change depending on the segment / product. Our loan calculator is an indicative tool and is meant to provide information and estimates based on information provided by you. The bank does not guarantee the accuracy, adequacy and completeness of any information or computation provided. The bank shall not be liable for any errors, inaccuracies, omissions or for any loss or damages suffered by any person in connection with the use of the calculator. Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. The bank reserves the right to change information or features of the product and/or service listed at any time without notice. Container houses Embrace an eco-friendly home with a modern and sustainable lifestyle Quick to construct With less structural work required than a traditional house, container houses tend to be built more quickly. Spend more time living in your house than constructing it. Versatile, with modular design Container houses are easy to modify. Combine various containers to expand and re-arrange your home as your family and projects evolve. Sustainable Offering an eco-friendly housing alternative, container houses tend to have reduced construction waste and can easily be designed with energy-efficient features. Get in Touch More than just a home loan We offer a comprehensive suite of housing finance solutions. Whether you're a first-time homebuyer, looking to refinance, or embarking on a renovation project, we have the perfect loan option for you. Buy your first property Buy a second property Renovate or extend your property Refinance your home loan Your dream home in 5 simple steps 1 2 3 4 5 Apply with Ease Submit your application online, through our mobile app, or visit a branch. Quick Evaluation We assess your eligibility and property value. Approval Process We review your application for approval. Approval & Next Steps Receive your Approval in Principle and prepare loan documents. Loan Disbursement Sign your loan contract and receive the funds to finalise your purchase. Get your documents ready Acquisition (House, apartment or land) Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB PDV/Seller's contract (Title deed) Site and location plan / PIN Equifax or equivalent (For foreigners) Letter of consent from syndic (Applicable for an apartment) Construction, extension or renovation Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB PDV/Seller's contract (Title deed) Site and location plan / PIN Quotation Building permit Construction plan Equifax or equivalent (For foreigners) Refinancing Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate) Last 3 pay slips / MRA return / Financial (OTC) Confirmation letter (if applicable) Bank statement (last 12 months at least) if not banking with MCB Title deed Site and location plan / PIN Previous Next Ready to get started? Start your MCB Home Loan application today and save your progress as you go. Even if you haven't gathered all your documents yet, you can return at any time to complete the process. Apply now Offers & promotions Transform your house into a home with our exclusive partner promotions PROFIX BUILDING AND RENOVATION CO LTD Reneworld Arthur Bonnet CUISIN’ART LTEE View all offers Ready to apply for a Home loan? Start your application now Start your Home Loan application and save your progress as you go. If you’ve already started to apply but are missing some documents, don't worry – you can gather the remaining documents and return at any time to finish your application. Apply now Get in touch now Submit the form for a streamlined application process. Our team will promptly review your inquiry and reach out to initiate the application process. You might also be interested in Exclusive discounts from our partners First-time home buyer tips

Document: Home loan

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → home

Downloaded 25 Sept 2026, 23:27. Effective from: Not stated.

Where we found these terms (opens in a new tab)Open supporting document (opens in a new tab)
Estimate config

Checked 11 Oct 2026 · Page 6

4Guarantee in favour of IVTB 1.0% p.a., minimum Rs 1,500 4Amendment fee Rs 500 4Cancellation fee Rs 1,000 A processing fee shall be charged, where applicable, in addition to the fee charged for a Bank Guarantee transaction Financing Lending Rates 4MCB Prime Lending Rate (PLR) 6.90% per annum Interest rates vary according to loan amount, purpose, level of financing or customer's existing facilities with the bank. More details are available at our counters. Processing Fee 4Unsecured loans 1% of facility amount, minimum Rs 1,000/ maximum Rs 25,000 4Educational loans 1% of facility amount, minimum Rs 3,000/ maximum Rs 25,000 4Home loans 1% of facility amount, minimum Rs 3,000/ maximum Rs 50,000 4Loans fully secured by cash collateral held with MCB 1% of facility amount, minimum Rs 1,000/ maximum Rs 3,000 4Loans fully secured by cash collateral held with other institutions 1% of facility amount, minimum Rs 1,000/ maximum Rs 25,000 4Other secured loans & overdraft 1% of facility amount, minimum Rs 1,000/ maximum Rs 25,000 4Renewal of facility 0.50% of facility amount, minimum Rs 500/ maximum Rs 3,000 4Temporary banking facility 0.25% of facility amount, minimum Rs 500/ maximum Rs 3,000 Prepayment Option Fee 4Prepayment option fee Not applicable Note: Prepayment option fee is not applicable for loans falling under the Borrowers' Protection Act; Otherwise 0.75% of facility amount Loan Commitment Fee 4Commitment fee 1% of any undrawn balance as at 3 months after date of letter of conditions + 1% per annum for any subsequent period of 12 months Early Repayment Fee 4Educational/ home loans 1% of loan amount prepaid 4Other loan types 2% of loan amount prepaid, minimum Rs 3,000 Note: Early repayment fee is not applicable (1) for loans falling under the Borrowers' Protection Act, (2) in case the prepayment option fee has been paid upfront or (3) loans granted after 01st January 2014 Amendment/ Cancellation Fee 4Amendment/ cancellation fee Rs 300 Insurance Handling Fee 4Insurance Handling fee Rs 500 Recovery of balance 4Recovery of balance All expenses including legal fees, commission & costs not exceeding 10% of the sum covered Valuation Survey & Report Fee 4Valuation survey & report fee 0.5% of loan amount, minimum Rs 1,000/ maximum Rs 5,000 Note: - Fee is not applicable in case of banking facilities of Rs 50,000 or less and at renewal of a credit facility - Different pricing applies for properties in Rodrigues.

Document: MCB official source: individual_tariff

Document section: Official MCB product / tariff / calculator

Website section: Loans / Leasing

Bank breadcrumbs: Loans → individual_tariff

Downloaded 4 Oct 2026, 02:42. Effective from: 1 Sept 2026.

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Product version 2 · 11 Oct 2026

Visit the official bank product page (opens in a new tab)