Personal Loan

Préparez un remboursement adapté à votre prochain projet.

Indiquez vos revenus, vos dettes mensuelles actuelles et vos dépenses. Les montants de dettes ou de dépenses laissés vides comptent comme 0. Le revenu total doit dépasser zéro. Vérifiez vos dépenses réelles avant de vous fier au résultat : ce n’est pas un accord bancaire.

Revenu net par mois (MUR)

Votre revenu après impôts et cotisations. Si des dettes sont déjà déduites de votre salaire, rajoutez ces paiements ici, puis indiquez-les une seule fois dans les dettes ci-dessous.

Dettes mensuelles existantes (MUR)

Ce que vous payez chaque mois pour vos prêts, leasings et cartes. Ce n’est pas le total qu’il reste à rembourser. N’incluez pas le nouveau prêt ici. Une case vide compte comme 0.

Dépenses mensuelles courantes (MUR)

Courses, loyer, factures, transport, enfants, assurances et une part des frais annuels. Ne comptez pas à nouveau les dettes indiquées plus haut. Une case vide compte comme 0 : vérifiez qu’aucune dépense n’a été oubliée.

Je prends ce prêt à deux, avec mon ou ma partenaire ou une autre personne

Ne considérez pas les indemnités, heures supplémentaires ou primes susceptibles de cesser comme un salaire de base garanti. Vérifiez que vous pourriez payer sans elles, même si le prêteur les retient.

Nous vérifierons votre budget dès que le montant à payer chaque mois sera disponible.

Estimation personnelle, pas une approbation ni le calcul réglementaire de la banque. Les alertes à 45 % et 50 % sont des repères sur revenu net. Prévoyez séparément frais, hausses de taux et éventuel paiement final majoré.

La perte d’emploi ne suspend ni remboursements, ni factures, ni besoins alimentaires. Gardez une réserve incluant les dettes jusqu’au retour des revenus ; retrouver un emploi peut prendre plus longtemps que prévu.

Comprendre la règle des 50 % et le MCIB

Le taux d’endettement (DTI) est la part de vos revenus consacrée à tous vos remboursements mensuels. Un taux inférieur à 50 % ne garantit ni l’approbation ni votre capacité à supporter un prêt. Prévoyez aussi les dépenses essentielles et les imprévus. Les banques examinent votre situation et vos antécédents de crédit, notamment les informations du Mauritius Credit Information Bureau (MCIB).

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Préparer un fonds d’urgence

Gardez une épargne disponible pour les dépenses essentielles en cas de perte de revenus ou d’imprévu. Le montant restant après les remboursements n’est pas entièrement disponible : il doit encore couvrir vos dépenses courantes et votre réserve d’urgence.

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Ces montants restent en mémoire sur cette page. Ils ne sont transmis ni à une banque ni au MCIB ; quitter ou actualiser la page les efface.

Plus de détails, quand vous en avez besoin.

À propos de ce prêt

Les noms bancaires, citations et documents sources restent dans leur langue d’origine. Les explications traduites ne remplacent pas les conditions de la banque.

From vision to reality – Make it happen with an MCB personal loan! From major projects to small milestones, our Personal Loan helps you reach your goals with ease. Terms & Conditions apply. Get personalised loan details Apply now Why choose our Personal loan? Financial support should be simple, fast, and flexible—just like your plans. Here’s why our personal loan works for you. Between 25K - 1.5 M Loan Amount (MUR) Instant Disbursement Walk into a branch and get funds the same day. Up to 84 months Flexible repayment to suit your budget. Unsecured Loan Get a loan without pledging assets or needing a guarantor. Available For everyone Whether you bank with MCB or not, you can apply. No hidden fees : No monthly maintenance fees or extra charges. Choose how you apply Online or in-branch! Getting your loan should be as easy as possible. Whether you prefer a quick online application or need cash today with instant approval, we’ve got you covered. Apply online Check eligibility & upload documents Know where you stand in minutes. Check your loan eligibility online, upload your documents, and get approval- all from your phone or computer. Instant eligibility check via Internet Banking or MCB Juice Securely upload documents for review Get notified when your loan is approved Visit a branch to sign & receive your funds Need cash today? No waiting, no delays – obtain a fast approval and same-day disbursement when you apply in-branch*. Here is how you get your loan quick and easy! Walk in and get your loan approved in minutes Loan disbursed on the same day Available for both MCB and non-MCB customers* Pay us a visit with the required documents for faster processing *Instant approval is subject to terms & conditions, including income, debt, and history with MCB. Some goals our customer

Unsecured Loan
Between 25K - 1.5 M Loan Amount
Up to 84 months

Éligibilité et conditions

Taux, limites et coûts à confirmer

Taux annuel publié: 9,9 %

Il s’agit d’un taux publié pour ce dispositif. L’éligibilité, les frais supplémentaires et les conditions applicables restent à vérifier.

Tarification bancaire annoncée: Published unsecured range: PLR + 3.000% to PLR + 7.500% (9.900%–14.400% p.a.); personal quote required.

MCB Prime Lending Rate: 6,9 % · 2026-06-01

Plages de saisie du calculateur bancaire: Non disponible – Non disponible · —–84 mois

Ces plages ne constituent pas des limites d’éligibilité ou d’approbation. Les conditions publiées et divergences restent pertinentes.

Illustrative calculations are not a bank offer or approval; use a written quote for your circumstances.

The page contains an orphaned 4.65% calculator script without a visible calculator. It is not used as a personal-loan rate. The advertised absence of monthly maintenance fees does not establish zero upfront processing costs.

Frais encore à confirmer

Personal rate, mandatory insurance, tax treatment and any remaining charges require confirmation.
Processing fee is published but its tax treatment/applicability needs confirmation; it is not counted as zero or silently included as tax-free.
Insurance Handling fee Rs 500; applicability, timing, location-specific conditions and tax require confirmation.
Valuation survey & report fee 0.5% of loan amount, minimum Rs 1,000/ maximum Rs 5,000; applicability, timing, location-specific conditions and tax require confirmation.

Sources et vérification (14 faits)

Name

Vérifié le 11 oct. 2026

From vision to reality – Make it happen with an MCB personal loan! From major projects to small milestones, our Personal Loan helps you reach your goals with ease. Terms & Conditions apply. Get personalised loan details Apply now Why choose our Personal loan? Financial support should be simple, fast, and flexible—just like your plans. Here’s why our personal loan works for you. Between 25K - 1.5 M Loan Amount (MUR) Instant Disbursement Walk into a branch and get funds the same day. Up to 84 months Flexible repayment to suit your budget. Unsecured Loan Get a loan without pledging assets or needing a guarantor. Available For everyone Whether you bank with MCB or not, you can apply. No hidden fees : No monthly maintenance fees or extra charges. Choose how you apply Online or in-branch! Getting your loan should be as easy as possible. Whether you prefer a quick online application or need cash today with instant approval, we’ve got you covered. Apply online Check eligibility & upload documents Know where you stand in minutes. Check your loan eligibility online, upload your documents, and get approval- all from your phone or computer. Instant eligibility check via Internet Banking or MCB Juice Securely upload documents for review Get notified when your loan is approved Visit a branch to sign & receive your funds Need cash today? No waiting, no delays – obtain a fast approval and same-day disbursement when you apply in-branch*. Here is how you get your loan quick and easy! Walk in and get your loan approved in minutes Loan disbursed on the same day Available for both MCB and non-MCB customers* Pay us a visit with the required documents for faster processing *Instant approval is subject to terms & conditions, including income, debt, and history with MCB. Some goals our customers achieve with our loans Home Improvement Travel Plans Sustainable Living Education Funding Car Financing Debt Consolidation Wedding Expenses Unexpected Costs Apply now Exclusive offers & promotions Get instant loan approval in-branch! Get more than just a loan! Enjoy exclusive discounts and perks from our trusted partners when you take an MCB Personal Loan. Access special deals on home upgrades, electronics, and more. These limited-time offers are available exclusively for MCB customers, so don’t miss out! Get your personalised loan details Enter your details and we'll email you personalised loan information based on your profile.

Document : Personal loan

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Internet Banking

Trouvé via : The Mauritius Commercial Bank Limited

Téléchargé le 25 sept. 2026, 23:27. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions Ouvrir le document justificatif

Product url

Vérifié le 11 oct. 2026

From vision to reality – Make it happen with an MCB personal loan! From major projects to small milestones, our Personal Loan helps you reach your goals with ease. Terms & Conditions apply. Get personalised loan details Apply now Why choose our Personal loan? Financial support should be simple, fast, and flexible—just like your plans. Here’s why our personal loan works for you. Between 25K - 1.5 M Loan Amount (MUR) Instant Disbursement Walk into a branch and get funds the same day. Up to 84 months Flexible repayment to suit your budget. Unsecured Loan Get a loan without pledging assets or needing a guarantor. Available For everyone Whether you bank with MCB or not, you can apply. No hidden fees : No monthly maintenance fees or extra charges. Choose how you apply Online or in-branch! Getting your loan should be as easy as possible. Whether you prefer a quick online application or need cash today with instant approval, we’ve got you covered. Apply online Check eligibility & upload documents Know where you stand in minutes. Check your loan eligibility online, upload your documents, and get approval- all from your phone or computer. Instant eligibility check via Internet Banking or MCB Juice Securely upload documents for review Get notified when your loan is approved Visit a branch to sign & receive your funds Need cash today? No waiting, no delays – obtain a fast approval and same-day disbursement when you apply in-branch*. Here is how you get your loan quick and easy! Walk in and get your loan approved in minutes Loan disbursed on the same day Available for both MCB and non-MCB customers* Pay us a visit with the required documents for faster processing *Instant approval is subject to terms & conditions, including income, debt, and history with MCB. Some goals our customers achieve with our loans Home Improvement Travel Plans Sustainable Living Education Funding Car Financing Debt Consolidation Wedding Expenses Unexpected Costs Apply now Exclusive offers & promotions Get instant loan approval in-branch! Get more than just a loan! Enjoy exclusive discounts and perks from our trusted partners when you take an MCB Personal Loan. Access special deals on home upgrades, electronics, and more. These limited-time offers are available exclusively for MCB customers, so don’t miss out! Get your personalised loan details Enter your details and we'll email you personalised loan information based on your profile.

Document : Personal loan

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Internet Banking

Trouvé via : The Mauritius Commercial Bank Limited

Téléchargé le 25 sept. 2026, 23:27. En vigueur à partir du : Non indiqué.

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Type de prêt

Vérifié le 11 oct. 2026

From vision to reality – Make it happen with an MCB personal loan! From major projects to small milestones, our Personal Loan helps you reach your goals with ease. Terms & Conditions apply. Get personalised loan details Apply now Why choose our Personal loan? Financial support should be simple, fast, and flexible—just like your plans. Here’s why our personal loan works for you. Between 25K - 1.5 M Loan Amount (MUR) Instant Disbursement Walk into a branch and get funds the same day. Up to 84 months Flexible repayment to suit your budget. Unsecured Loan Get a loan without pledging assets or needing a guarantor. Available For everyone Whether you bank with MCB or not, you can apply. No hidden fees : No monthly maintenance fees or extra charges. Choose how you apply Online or in-branch! Getting your loan should be as easy as possible. Whether you prefer a quick online application or need cash today with instant approval, we’ve got you covered. Apply online Check eligibility & upload documents Know where you stand in minutes. Check your loan eligibility online, upload your documents, and get approval- all from your phone or computer. Instant eligibility check via Internet Banking or MCB Juice Securely upload documents for review Get notified when your loan is approved Visit a branch to sign & receive your funds Need cash today? No waiting, no delays – obtain a fast approval and same-day disbursement when you apply in-branch*. Here is how you get your loan quick and easy! Walk in and get your loan approved in minutes Loan disbursed on the same day Available for both MCB and non-MCB customers* Pay us a visit with the required documents for faster processing *Instant approval is subject to terms & conditions, including income, debt, and history with MCB. Some goals our customers achieve with our loans Home Improvement Travel Plans Sustainable Living Education Funding Car Financing Debt Consolidation Wedding Expenses Unexpected Costs Apply now Exclusive offers & promotions Get instant loan approval in-branch! Get more than just a loan! Enjoy exclusive discounts and perks from our trusted partners when you take an MCB Personal Loan. Access special deals on home upgrades, electronics, and more. These limited-time offers are available exclusively for MCB customers, so don’t miss out! Get your personalised loan details Enter your details and we'll email you personalised loan information based on your profile.

Document : Personal loan

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Internet Banking

Trouvé via : The Mauritius Commercial Bank Limited

Téléchargé le 25 sept. 2026, 23:27. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions Ouvrir le document justificatif

Indication du taux

Vérifié le 11 oct. 2026

From vision to reality – Make it happen with an MCB personal loan! From major projects to small milestones, our Personal Loan helps you reach your goals with ease. Terms & Conditions apply. Get personalised loan details Apply now Why choose our Personal loan? Financial support should be simple, fast, and flexible—just like your plans. Here’s why our personal loan works for you. Between 25K - 1.5 M Loan Amount (MUR) Instant Disbursement Walk into a branch and get funds the same day. Up to 84 months Flexible repayment to suit your budget. Unsecured Loan Get a loan without pledging assets or needing a guarantor. Available For everyone Whether you bank with MCB or not, you can apply. No hidden fees : No monthly maintenance fees or extra charges. Choose how you apply Online or in-branch! Getting your loan should be as easy as possible. Whether you prefer a quick online application or need cash today with instant approval, we’ve got you covered. Apply online Check eligibility & upload documents Know where you stand in minutes. Check your loan eligibility online, upload your documents, and get approval- all from your phone or computer. Instant eligibility check via Internet Banking or MCB Juice Securely upload documents for review Get notified when your loan is approved Visit a branch to sign & receive your funds Need cash today? No waiting, no delays – obtain a fast approval and same-day disbursement when you apply in-branch*. Here is how you get your loan quick and easy! Walk in and get your loan approved in minutes Loan disbursed on the same day Available for both MCB and non-MCB customers* Pay us a visit with the required documents for faster processing *Instant approval is subject to terms & conditions, including income, debt, and history with MCB. Some goals our customers achieve with our loans Home Improvement Travel Plans Sustainable Living Education Funding Car Financing Debt Consolidation Wedding Expenses Unexpected Costs Apply now Exclusive offers & promotions Get instant loan approval in-branch! Get more than just a loan! Enjoy exclusive discounts and perks from our trusted partners when you take an MCB Personal Loan. Access special deals on home upgrades, electronics, and more. These limited-time offers are available exclusively for MCB customers, so don’t miss out! Get your personalised loan details Enter your details and we'll email you personalised loan information based on your profile.

Document : Personal loan

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Internet Banking

Trouvé via : The Mauritius Commercial Bank Limited

Téléchargé le 25 sept. 2026, 23:27. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions Ouvrir le document justificatif

Estimate config

Vérifié le 11 oct. 2026

Prime lending rate 6.90 % p.a Effective as from 01 June 2026

Document : Interest Rates and Fees Guide | MCB

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Internet Banking

Trouvé via : The Mauritius Commercial Bank Limited → Visa Signature | Cards | MCB

Téléchargé le 11 oct. 2026, 14:07. En vigueur à partir du : 1 juin 2026.

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Montant minimal

Vérifié le 11 oct. 2026

Between 25K - 1.5 M Loan Amount

Document : Personal loan

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Internet Banking

Trouvé via : The Mauritius Commercial Bank Limited

Téléchargé le 25 sept. 2026, 23:27. En vigueur à partir du : Non indiqué.

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Montant maximal

Vérifié le 11 oct. 2026

Between 25K - 1.5 M Loan Amount

Document : Personal loan

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Internet Banking

Trouvé via : The Mauritius Commercial Bank Limited

Téléchargé le 25 sept. 2026, 23:27. En vigueur à partir du : Non indiqué.

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Durée maximale (mois)

Vérifié le 11 oct. 2026

Up to 84 months

Document : Personal loan

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Internet Banking

Trouvé via : The Mauritius Commercial Bank Limited

Téléchargé le 25 sept. 2026, 23:27. En vigueur à partir du : Non indiqué.

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Taux d’intérêt annuel minimal

Vérifié le 11 oct. 2026 · Page 2

Unsecured Personal Loan (3.1) (PLR+3.000%) up to (PLR+7.500%)

Document : BOM Template 07.10.2026

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Loans / Leasing

Fil d’Ariane de la banque : Loans → bom_tariff

Téléchargé le 11 oct. 2026, 14:08. En vigueur à partir du : Non indiqué.

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Taux d’intérêt annuel maximal

Vérifié le 11 oct. 2026 · Page 2

Unsecured Personal Loan (3.1) (PLR+3.000%) up to (PLR+7.500%)

Document : BOM Template 07.10.2026

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Loans / Leasing

Fil d’Ariane de la banque : Loans → bom_tariff

Téléchargé le 11 oct. 2026, 14:08. En vigueur à partir du : Non indiqué.

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Indication du taux

Vérifié le 11 oct. 2026 · Page 2

Unsecured Personal Loan (3.1) (PLR+3.000%) up to (PLR+7.500%)

Document : BOM Template 07.10.2026

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Loans / Leasing

Fil d’Ariane de la banque : Loans → bom_tariff

Téléchargé le 11 oct. 2026, 14:08. En vigueur à partir du : Non indiqué.

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Mcb processing

Vérifié le 11 oct. 2026 · Page 6

Unsecured loans 1% of facility amount, minimum Rs 1,000/ maximum Rs 25,000

Document : MCB official source: individual_tariff

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Loans / Leasing

Fil d’Ariane de la banque : Loans → individual_tariff

Téléchargé le 4 oct. 2026, 02:42. En vigueur à partir du : 1 sept. 2026.

Où nous avons trouvé ces conditions Ouvrir le document justificatif

Estimate config

Vérifié le 11 oct. 2026

From vision to reality – Make it happen with an MCB personal loan! From major projects to small milestones, our Personal Loan helps you reach your goals with ease. Terms & Conditions apply. Get personalised loan details Apply now Why choose our Personal loan? Financial support should be simple, fast, and flexible—just like your plans. Here’s why our personal loan works for you. Between 25K - 1.5 M Loan Amount (MUR) Instant Disbursement Walk into a branch and get funds the same day. Up to 84 months Flexible repayment to suit your budget. Unsecured Loan Get a loan without pledging assets or needing a guarantor. Available For everyone Whether you bank with MCB or not, you can apply. No hidden fees : No monthly maintenance fees or extra charges. Choose how you apply Online or in-branch! Getting your loan should be as easy as possible. Whether you prefer a quick online application or need cash today with instant approval, we’ve got you covered. Apply online Check eligibility & upload documents Know where you stand in minutes. Check your loan eligibility online, upload your documents, and get approval- all from your phone or computer. Instant eligibility check via Internet Banking or MCB Juice Securely upload documents for review Get notified when your loan is approved Visit a branch to sign & receive your funds Need cash today? No waiting, no delays – obtain a fast approval and same-day disbursement when you apply in-branch*. Here is how you get your loan quick and easy! Walk in and get your loan approved in minutes Loan disbursed on the same day Available for both MCB and non-MCB customers* Pay us a visit with the required documents for faster processing *Instant approval is subject to terms & conditions, including income, debt, and history with MCB. Some goals our customers achieve with our loans Home Improvement Travel Plans Sustainable Living Education Funding Car Financing Debt Consolidation Wedding Expenses Unexpected Costs Apply now Exclusive offers & promotions Get instant loan approval in-branch! Get more than just a loan! Enjoy exclusive discounts and perks from our trusted partners when you take an MCB Personal Loan. Access special deals on home upgrades, electronics, and more. These limited-time offers are available exclusively for MCB customers, so don’t miss out! Get your personalised loan details Enter your details and we'll email you personalised loan information based on your profile.

Document : Personal loan

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Internet Banking

Trouvé via : The Mauritius Commercial Bank Limited

Téléchargé le 25 sept. 2026, 23:27. En vigueur à partir du : Non indiqué.

Où nous avons trouvé ces conditions Ouvrir le document justificatif

Estimate config

Vérifié le 11 oct. 2026 · Page 6

4Guarantee in favour of IVTB 1.0% p.a., minimum Rs 1,500 4Amendment fee Rs 500 4Cancellation fee Rs 1,000 A processing fee shall be charged, where applicable, in addition to the fee charged for a Bank Guarantee transaction Financing Lending Rates 4MCB Prime Lending Rate (PLR) 6.90% per annum Interest rates vary according to loan amount, purpose, level of financing or customer's existing facilities with the bank. More details are available at our counters. Processing Fee 4Unsecured loans 1% of facility amount, minimum Rs 1,000/ maximum Rs 25,000 4Educational loans 1% of facility amount, minimum Rs 3,000/ maximum Rs 25,000 4Home loans 1% of facility amount, minimum Rs 3,000/ maximum Rs 50,000 4Loans fully secured by cash collateral held with MCB 1% of facility amount, minimum Rs 1,000/ maximum Rs 3,000 4Loans fully secured by cash collateral held with other institutions 1% of facility amount, minimum Rs 1,000/ maximum Rs 25,000 4Other secured loans & overdraft 1% of facility amount, minimum Rs 1,000/ maximum Rs 25,000 4Renewal of facility 0.50% of facility amount, minimum Rs 500/ maximum Rs 3,000 4Temporary banking facility 0.25% of facility amount, minimum Rs 500/ maximum Rs 3,000 Prepayment Option Fee 4Prepayment option fee Not applicable Note: Prepayment option fee is not applicable for loans falling under the Borrowers' Protection Act; Otherwise 0.75% of facility amount Loan Commitment Fee 4Commitment fee 1% of any undrawn balance as at 3 months after date of letter of conditions + 1% per annum for any subsequent period of 12 months Early Repayment Fee 4Educational/ home loans 1% of loan amount prepaid 4Other loan types 2% of loan amount prepaid, minimum Rs 3,000 Note: Early repayment fee is not applicable (1) for loans falling under the Borrowers' Protection Act, (2) in case the prepayment option fee has been paid upfront or (3) loans granted after 01st January 2014 Amendment/ Cancellation Fee 4Amendment/ cancellation fee Rs 300 Insurance Handling Fee 4Insurance Handling fee Rs 500 Recovery of balance 4Recovery of balance All expenses including legal fees, commission & costs not exceeding 10% of the sum covered Valuation Survey & Report Fee 4Valuation survey & report fee 0.5% of loan amount, minimum Rs 1,000/ maximum Rs 5,000 Note: - Fee is not applicable in case of banking facilities of Rs 50,000 or less and at renewal of a credit facility - Different pricing applies for properties in Rodrigues.

Document : MCB official source: individual_tariff

Section du document : Official MCB product / tariff / calculator

Rubrique du site : Loans / Leasing

Fil d’Ariane de la banque : Loans → individual_tariff

Téléchargé le 4 oct. 2026, 02:42. En vigueur à partir du : 1 sept. 2026.

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Version du produit 2 · 11 oct. 2026

Voir les informations de la banque (ouvre un nouvel onglet)