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Retour à ClairBCP Bank (Mauritius) Ltd

BCP Bridging Loan

Version publiée 1 · Vérifiée le 4 oct. 2026

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Estimations de prêts

Conditions publiées du produit

Les valeurs inconnues sont indiquées explicitement. Un prix manquant n’est jamais considéré comme gratuit.

Type de prêt
Immobilier
Montant minimal
Non publié
Montant maximal
Non publié
Durée minimale (mois)
6
Durée maximale (mois)
12
Taux d’intérêt annuel minimal

Un pourcentage d’intérêt annuel. Des frais peuvent s’ajouter.

Non publié
Taux d’intérêt annuel maximal

Un pourcentage d’intérêt annuel. Des frais peuvent s’ajouter.

Non publié
Type de taux
Non publié
Base du taux
Non publié
Indication du taux
Devis requis
Taux de référence
Non publié
Valeur du taux de référence (par an)
Non publié
Marge publiée (par an)
Non publié
Taux de référence au
Non publié
TAEG

Un indicateur annuel qui inclut les intérêts et certains frais. Vérifiez la définition de la banque.

Non publié
Base du TAEG
Non publié
Revenu mensuel minimal
Non publié

À propos de ce prêt

BCP Bridging Loan

  • you only repay the interests
  • you refund the capital all at once

Frais encore à confirmer

  • Confirm processing fees, insurance, taxes, legal/registration charges and any other costs with the bank.

Avantages et conditions

Bridge bullet repayment

Interest-only bridge with principal paid on property sale; standard amortising repayment is not applicable.

Sources et vérification (8 faits)
Estimate config

Vérifié le 4 oct. 2026

Bridging Loan Caught in the gap between buying that new house while the previous one is unsold? Bridge it with a loan! Apply now! You want to sell your residence and buy a new one? No need to wait until the current one is sold to finance the acquisition of another property because this is where our bridging loan comes in handy. Benefits of our bridging loan Finances the acquisition of a new property and even major renovations to it until your other property is sold. We provide customised advice on your budget management so that you can implement your project without incurring too much financial discomfort. This solution ensures a smooth transition from securing your new house and selling your former property. Likewise you wait for the right opportunity to sell your house. Features A bridging loan rests upon your assurance of the intended sale of your current property. You have a delay, ranging between 6 and 12 months, to finalise the sale at optimal conditions. The bridging loan capital is refunded to the Bank directly and in totality through the notary, and without penalty, as soon as the sale is concluded. Bridging loans are examined on a case to case basis and customised to your particular requirements. Until the sale of your property is effective, you only repay the interests on the bridging loan to the Bank. Thereafter, you refund the capital all at once. The bridging loan amount is determined by: the value of your current property, as offered for sale through a formal agreement to sell (all duly recorded). Additional information: In case you do not sell your previous property, you still have to repay the totality of the bridging loan. The threshold of a bridging loan cannot exceed 70% of the net value of the forthcoming acquisition, as formally evaluated by a professional. The Bank can request any of several types of available guarantees: mortgage (fixed or floating charge), pledging of shares or pledging of fixed deposit. A few tips to promote the sale of your current property Follow your sale offer closely If the number of visitors is low or you register negative reactions, seek advice from your real estate agent or notary. They can advise whether to: lower the sales price (and by how much); improve the look of the property (new house painting, revamped landscaping, etc.) enhance the visibility of your sale advert, using other media. Make a realistic estimation of the sales value The type and state of the property, its location, current market rates, will give you a fair idea of what price you can expect so that you can set a corresponding selling price. Enquire with several estate agents and remember that if you put a realistic price, capital gain might be less but your chances of concluding a deal sooner will be higher. This means you can confidently repay the bridging loan. Keep your bank adviser informed of the sale process Relevant advice can help you take the proper decision at the right time. Our Key Strengths Proximity Bespoke Solutions Industry Expertise & Innovation International Footprint Strong Performance Loan Savings

Document : BCP Bank (Mauritius) Ltd: bridge

Section du document : Reviewed product terms

Rubrique du site : Loans / Cards

Fil d’Ariane de la banque : Products → bridge

Téléchargé le 4 oct. 2026, 19:56. En vigueur à partir du : Non indiqué.

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