MAURITIUS
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BCP Bridging Loan

Published version 1 · Checked 4 Oct 2026

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Loan estimates

Published product terms

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Loan type
Home
Minimum amount
Not published
Maximum amount
Not published
Minimum term (months)
6
Maximum term (months)
12
Minimum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

Not published
Maximum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

Not published
Rate type
Not published
Rate basis
Not published
Rate qualifier
Quote required
Reference rate
Not published
Reference rate value (p.a.)
Not published
Published margin (p.a.)
Not published
Reference rate as of
Not published
APR

A yearly cost measure that includes interest and specified charges. Check the bank’s definition; it is different from the nominal interest rate.

Not published
APR basis
Not published
Minimum monthly income
Not published

About this loan

BCP Bridging Loan

  • you only repay the interests
  • you refund the capital all at once

Costs not yet priced

  • Confirm processing fees, insurance, taxes, legal/registration charges and any other costs with the bank.

Benefits & conditions

Bridge bullet repayment

Interest-only bridge with principal paid on property sale; standard amortising repayment is not applicable.

Sources & verification (8 facts)
Estimate config

Checked 4 Oct 2026

Bridging Loan Caught in the gap between buying that new house while the previous one is unsold? Bridge it with a loan! Apply now! You want to sell your residence and buy a new one? No need to wait until the current one is sold to finance the acquisition of another property because this is where our bridging loan comes in handy. Benefits of our bridging loan Finances the acquisition of a new property and even major renovations to it until your other property is sold. We provide customised advice on your budget management so that you can implement your project without incurring too much financial discomfort. This solution ensures a smooth transition from securing your new house and selling your former property. Likewise you wait for the right opportunity to sell your house. Features A bridging loan rests upon your assurance of the intended sale of your current property. You have a delay, ranging between 6 and 12 months, to finalise the sale at optimal conditions. The bridging loan capital is refunded to the Bank directly and in totality through the notary, and without penalty, as soon as the sale is concluded. Bridging loans are examined on a case to case basis and customised to your particular requirements. Until the sale of your property is effective, you only repay the interests on the bridging loan to the Bank. Thereafter, you refund the capital all at once. The bridging loan amount is determined by: the value of your current property, as offered for sale through a formal agreement to sell (all duly recorded). Additional information: In case you do not sell your previous property, you still have to repay the totality of the bridging loan. The threshold of a bridging loan cannot exceed 70% of the net value of the forthcoming acquisition, as formally evaluated by a professional. The Bank can request any of several types of available guarantees: mortgage (fixed or floating charge), pledging of shares or pledging of fixed deposit. A few tips to promote the sale of your current property Follow your sale offer closely If the number of visitors is low or you register negative reactions, seek advice from your real estate agent or notary. They can advise whether to: lower the sales price (and by how much); improve the look of the property (new house painting, revamped landscaping, etc.) enhance the visibility of your sale advert, using other media. Make a realistic estimation of the sales value The type and state of the property, its location, current market rates, will give you a fair idea of what price you can expect so that you can set a corresponding selling price. Enquire with several estate agents and remember that if you put a realistic price, capital gain might be less but your chances of concluding a deal sooner will be higher. This means you can confidently repay the bridging loan. Keep your bank adviser informed of the sale process Relevant advice can help you take the proper decision at the right time. Our Key Strengths Proximity Bespoke Solutions Industry Expertise & Innovation International Footprint Strong Performance Loan Savings

Document: BCP Bank (Mauritius) Ltd: bridge

Document section: Reviewed product terms

Website section: Loans / Cards

Bank breadcrumbs: Products → bridge

Downloaded 4 Oct 2026, 19:56. Effective from: Not stated.

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