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Bank One Educational Loan — Secured

Published version 1 · Checked 4 Oct 2026

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Published product terms

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Loan type
Education
Minimum amount
Not published
Maximum amount
Not published
Minimum term (months)
Not published
Maximum term (months)
180
Minimum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

Not published
Maximum annual interest rate

A yearly interest percentage. In a reducing-balance estimate, interest is charged on the amount still owed. Fees may be extra.

Not published
Rate type
Not published
Rate basis
Not published
Rate qualifier
Quote required
Reference rate
Not published
Reference rate value (p.a.)
Not published
Published margin (p.a.)
Not published
Reference rate as of
Not published
APR

A yearly cost measure that includes interest and specified charges. Check the bank’s definition; it is different from the nominal interest rate.

Not published
APR basis
Not published
Minimum monthly income
Not published

About this loan

Bank One Educational Loan — Secured

  • Disbursement in Tranches
  • maximum five years

Eligibility and conditions

  • Moratorium: study duration plus one year, maximum five years. Interest treatment and inclusion in term require confirmation. Estimates assume full initial disbursement and standard repayment; staged drawdowns and moratorium are not modelled.

Costs not yet priced

  • Confirm processing fees, insurance, taxes, legal/registration charges and any other costs with the bank.
Sources & verification (6 facts)
Estimate config

Checked 4 Oct 2026

Our products and services Accounts Fixed deposits Loans Cards SME & Business Banking Elite Banking Elite Banking Mauritius Elite Banking Offshore Digital Banking Insurance You and your needs Your situation Younger Ones Student The Whole Family Salary earners Self-Employed Retired Your needs Discover Bank One About Us Directors Management Team Corporate Governance Internal audit Financial Information Exchange Rates Open an account online Branches & ATMs Careers Contact us Write to us Share feedback string(1) "2" Educational Loan Loan Financing Your Education with Confidence Invest in your future and explore financing options to pursue your higher education. Bank One’s Educational Loan provides tailored solutions to help you cover academic expenses with ease and flexibility. With unique career dreams, adaptability is key to achieving your student goals. Our flexible Student Loans bring you closer to them by financing your studies abroad. Discover the Repayment Options and Key Features of this loan Eligibility – Available to students enrolled in recognized universities or accredited course providers. Comprehensive Coverage – Up to 100% financing for tuition fees, accommodation, and travel expenses. Flexible Repayment Terms – Choose a repayment plan that suits your financial situation. Competitive Interest Rates – Benefit from attractive rates tailored to your needs. Disbursement in Tranches – Funds are released in stages to align with academic requirements. Personalized Support – Dedicated relationship managers provide guidance throughout the process. Convenient Digital Access – Manage your loan through internet and mobile banking. Bancassurance – Secure your future with a range of insurance and life cover options. Repayment Options Secured Loans: Loan term: Up to 15 years. Moratorium period: Duration of studies plus one year (maximum five years). Unsecured Loans: Loan term: Up to 7 years. Documents required 1 Payslips for the last 12 months (borrowers). 2 Bank statements for the last 6 months. 3 National Identity Cards (all parties). 4 Employment confirmation letter (borrowers). 5 University appointment letter detailing course, fees, and duration. 6 Birth certificate (all parties). 7 For secured loans: Title deed and site plan/location plan of the pledged property. 8 Any other required supporting documents. Terms and Conditions apply. simulate my loan Type with security without security Cost of the education RS Duration YEARS 0 0 Monthly installment RS Disclaimers: The information, which you calculate from this simulator, is intended for use by you as a guide only; it is not an offer and has no legal effect. Bank One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator. I'm interested Educational Loan Discover our other loan products Please select Personal Loan Home Loan Car Loan/Lease Help Centre Need Help? Find answers to your questions in our FAQs and view our video tutorials. Visit our Help Centre VIDEO our youtube channel × An error has occurred. Try Again.

Document: Bank One Limited: education

Document section: Reviewed product terms

Website section: Loans / Cards

Bank breadcrumbs: Products → education

Downloaded 4 Oct 2026, 19:56. Effective from: Not stated.

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